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St. Landry Bank And Trust Company

Opelousas, LA · Est. 1931 · Website ↗
B
Trust Grade
Strong
Score: 84/100

St. Landry Bank And Trust Company is a bank based in Opelousas, Louisiana, established in 1931, with $296 million in total assets across 8 branches. By Trust Grade it ranks 98th of 105 banks we track in Louisiana. Its capital ratio of 7.9% trails most similarly sized banks (14th percentile), versus a Louisiana median of 10.9%. It was profitable over the most recent period, with a 0.16% return on assets. No consumer complaints against St. Landry Bank And Trust Company appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$296.3M
$100M–1B institution
Deposits
$272.0M
Branches
8
Capital ratio
7.9%
Bottom 14% of $100M–1B peers · Louisiana median 10.9%
Return on assets
0.2%
Bottom 6% of $100M–1B peers · Louisiana median 1.23%
Rank in Louisiana
#98
of 105 banks

How St. Landry Bank And Trust Company compares to Louisiana peers

Capital ratio
Bottom 14% of $100M–1B peers
St. Landry
7.9%
Louisiana median
10.9%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 6% of $100M–1B peers
St. Landry
0.2%
Louisiana median
1.2%
Higher ROA = more profitable relative to asset base

How we graded St. Landry Bank And Trust Company

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
84/100
Customer experience
n/a
Overall
B · 84
  • Well-capitalized (7.9% capital ratio)
  • Profitable (ROA 0.16%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for St. Landry Bank And Trust Company over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (8)

  • 101 N 2nd St, Eunice, LA 70535
  • 1407 S Union St, Opelousas, LA 70570
  • 235 Saizan Ave, Port Barre, LA 70577
  • 5636 Cameron St, Scott, LA 70583
  • 4302 N University Ave, Carencro, LA 70520
  • 3710 Ambassador Caffery Pkwy, Lafayette, LA 70503
  • 132 E Landry St, Opelousas, LA 70570
  • 3861 Ambassador Caffery Pkwy, Lafayette, LA 70503

Are deposits at St. Landry Bank And Trust Company insured?

Yes. St. Landry Bank And Trust Company is an FDIC-insured bank (FDIC certificate #8534). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

St. Landry Bank And Trust Company: frequently asked questions

Is St. Landry Bank And Trust Company a good bank?

St. Landry Bank And Trust Company earns a Bankzia Trust Grade of B (84/100, "Strong"), based on a financial-strength score of 84/100 (it has no CFPB complaints on record). Well-capitalized (7.9% capital ratio); Profitable (ROA 0.16%).

Is St. Landry Bank And Trust Company FDIC-insured?

Yes. St. Landry Bank And Trust Company is a FDIC-insured bank (FDIC certificate #8534). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is St. Landry Bank And Trust Company?

St. Landry Bank And Trust Company holds $296 million in total assets, ranking 98th of 105 banks we track in Louisiana. It operates 8 branches.

Does St. Landry Bank And Trust Company have CFPB complaints?

No CFPB complaints against St. Landry Bank And Trust Company appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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