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Caldwell Bank & Trust Company

Columbia, LA · Est. 1902 · Website ↗
A
Trust Grade
Excellent
Score: 97/100

Caldwell Bank & Trust Company is a bank based in Columbia, Louisiana, established in 1902, with $293 million in total assets across 5 branches. By Trust Grade it ranks 46th of 105 banks we track in Louisiana. Its capital ratio of 9.9% trails most similarly sized banks (45th percentile), versus a Louisiana median of 10.9%. It was profitable over the most recent period, with a 1.41% return on assets. No consumer complaints against Caldwell Bank & Trust Company appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$293.3M
$100M–1B institution
Deposits
$259.5M
Branches
5
Capital ratio
9.9%
Bottom 45% of $100M–1B peers · Louisiana median 10.9%
Return on assets
1.4%
Top 37% of $100M–1B peers · Louisiana median 1.23%
Rank in Louisiana
#46
of 105 banks

How Caldwell Bank & Trust Company compares to Louisiana peers

Capital ratio
Bottom 45% of $100M–1B peers
Caldwell Bank
9.9%
Louisiana median
10.9%
Higher capital ratio = stronger financial cushion
Return on assets
Top 37% of $100M–1B peers
Caldwell Bank
1.4%
Louisiana median
1.2%
Higher ROA = more profitable relative to asset base

How we graded Caldwell Bank & Trust Company

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
97/100
Customer experience
n/a
Overall
A · 97
  • Strongly capitalized (9.9% capital ratio)
  • Strongly profitable (ROA 1.41%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Caldwell Bank & Trust Company over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (5)

  • 8157 Highway 165, Columbia, LA 71418
  • 140 Industrial Blvd, Oak Grove, LA 71263
  • 3591 Front St, Winnsboro, LA 71295
  • 3271 Main Street, Olla, LA 71465
  • 6471 Highway 165, Columbia, LA 71418

Are deposits at Caldwell Bank & Trust Company insured?

Yes. Caldwell Bank & Trust Company is an FDIC-insured bank (FDIC certificate #11785). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Caldwell Bank & Trust Company: frequently asked questions

Is Caldwell Bank & Trust Company a good bank?

Caldwell Bank & Trust Company earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (9.9% capital ratio); Strongly profitable (ROA 1.41%).

Is Caldwell Bank & Trust Company FDIC-insured?

Yes. Caldwell Bank & Trust Company is a FDIC-insured bank (FDIC certificate #11785). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Caldwell Bank & Trust Company?

Caldwell Bank & Trust Company holds $293 million in total assets, ranking 46th of 105 banks we track in Louisiana. It operates 5 branches.

Does Caldwell Bank & Trust Company have CFPB complaints?

No CFPB complaints against Caldwell Bank & Trust Company appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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