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Gulf Coast Bank And Trust Company

New Orleans, LA · Est. 1990 · Website ↗
A
Trust Grade
Excellent
Score: 92/100

Gulf Coast Bank And Trust Company is a bank based in New Orleans, Louisiana, established in 1990, with $3.7 billion in total assets across 40 branches. By Trust Grade it ranks 87th of 105 banks we track in Louisiana. Its capital ratio of 8.5% trails most similarly sized banks (15th percentile), versus a Louisiana median of 10.9%. It was profitable over the most recent period, with a 0.91% return on assets. No consumer complaints against Gulf Coast Bank And Trust Company appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$3.7B
$1B–10B institution
Deposits
$3.2B
Branches
40
Capital ratio
8.5%
Bottom 15% of $1B–10B peers · Louisiana median 10.9%
Return on assets
0.9%
Bottom 27% of $1B–10B peers · Louisiana median 1.23%
Rank in Louisiana
#87
of 105 banks

How Gulf Coast Bank And Trust Company compares to Louisiana peers

Capital ratio
Bottom 15% of $1B–10B peers
Gulf Coast
8.5%
Louisiana median
10.9%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 27% of $1B–10B peers
Gulf Coast
0.9%
Louisiana median
1.2%
Higher ROA = more profitable relative to asset base

How we graded Gulf Coast Bank And Trust Company

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
92/100
Customer experience
n/a
Overall
A · 92
  • Well-capitalized (8.5% capital ratio)
  • Profitable (ROA 0.91%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Gulf Coast Bank And Trust Company over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (40)

  • 737 Terry Pkwy, Terrytown, LA 70056
  • 1825 Veterans Memorial Blvd, Metairie, LA 70005
  • 8216 W Judge Perez Dr, Chalmette, LA 70043
  • 3410 Williams Blvd, Kenner, LA 70065
  • 848 Harrison Ave, New Orleans, LA 70124
  • 1110 N Highway 190, Covington, LA 70433
  • 1900 Oak Harbor Blvd, Slidell, LA 70461
  • 13906 Perkins Rd, Baton Rouge, LA 70810
  • 200 Saint Charles Ave, New Orleans, LA 70130
  • 1801 E Judge Perez Dr, Chalmette, LA 70043
  • 7235 Jefferson Hwy, Baton Rouge, LA 70806
  • 4000 S Sherwood Forest Blvd, Baton Rouge, LA 70816
  • 206 Green St Ste 1b, Thibodaux, LA 70301
  • 4565 Lasalle St, Mandeville, LA 70471
  • 423 E Boston St, Covington, LA 70433
  • 5001 Veterans Boulevard, Metairie, LA 70006
  • 13105 Northwest Fwy, Houston, TX 77040
  • 101 W Robert E Lee Blvd, New Orleans, LA 70124
  • 201 N Carrollton Ave, New Orleans, LA 70119
  • 5918 W Courtyard Dr, Austin, TX 78730
  • 1901 Manhattan Blvd Bldg F, Harvey, LA 70058
  • 12889 Emerald Coast Pkwy W, Destin, FL 32550
  • 348 Miracle Strip Pkwy Sw, Fort Walton Beach, FL 32548
  • 3200 Magazine St, New Orleans, LA 70115
  • 13434 Leopard St, Corpus Christi, TX 78410
  • 201 Huey P Long Ave, Gretna, LA 70053
  • 215 Celebration Pl, Kissimmee, FL 34747
  • 300 W Morris Ave, Hammond, LA 70403
  • 5949 Sherry Ln, Dallas, TX 75225
  • 200 Saint Charles Ave, New Orleans, LA 70130
  • 146 2nd St N, St Petersburg Beach, FL 33701
  • 8707 East Vista Bonita, Scottsdale, AZ 85255
  • 5204 Kingston Pike Ste 23-25, Knoxville, TN 37919
  • 8100 & 8120 Penn Avenue South, Bloomington, MN 55431
  • 4201 Indian Bayou Trl, Destin, FL 32541
  • 7854 Anselmo Lane, Bayou Rouge, LA 70810
  • 50 South Holiday Road, Miramar, FL 32550
  • 1208 Elmwood Park Blvd, Harahan, LA 70123
  • 3000 Hardy St, Hattiesburg, MS 39401
  • 25910 Canal Rd, Orange Beach, AL 36561

Are deposits at Gulf Coast Bank And Trust Company insured?

Yes. Gulf Coast Bank And Trust Company is an FDIC-insured bank (FDIC certificate #32974). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Gulf Coast Bank And Trust Company: frequently asked questions

Is Gulf Coast Bank And Trust Company a good bank?

Gulf Coast Bank And Trust Company earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Well-capitalized (8.5% capital ratio); Profitable (ROA 0.91%).

Is Gulf Coast Bank And Trust Company FDIC-insured?

Yes. Gulf Coast Bank And Trust Company is a FDIC-insured bank (FDIC certificate #32974). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Gulf Coast Bank And Trust Company?

Gulf Coast Bank And Trust Company holds $3.7 billion in total assets, ranking 87th of 105 banks we track in Louisiana. It operates 40 branches.

Does Gulf Coast Bank And Trust Company have CFPB complaints?

No CFPB complaints against Gulf Coast Bank And Trust Company appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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