First Guaranty Bank is a bank based in Hammond, Louisiana, established in 1934, with $4.0 billion in total assets across 30 branches. By Trust Grade it ranks 101st of 105 banks we track in Louisiana. Its capital ratio of 6.6% trails most similarly sized banks (3th percentile), versus a Louisiana median of 10.9%. It was profitable over the most recent period, with a 0.34% return on assets. No consumer complaints against First Guaranty Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How First Guaranty Bank compares to Louisiana peers
How we graded First Guaranty Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (6.6% capital ratio)
- Profitable (ROA 0.34%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for First Guaranty Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (30)
- 33818 Louisiana Highway 16, Denham Springs, LA 70706
- 212 North Pine Street, Vivian, LA 71082
- 211 Tunica Dr E, Marksville, LA 71351
- 1110 Shirley Rd, Bunkie, LA 71322
- 2705 Main St, Hessmer, LA 71341
- 301 Avenue F, Kentwood, LA 70444
- 500 W Pine St, Ponchatoula, LA 70454
- 455 W Railroad Ave, Independence, LA 70443
- 2111 W Thomas St, Hammond, LA 70401
- 799 W Summers Dr, Abbeville, LA 70510
- 1701 Metro Dr, Alexandria, LA 71301
- 2231 S Range Ave, Denham Springs, LA 70726
- 2209 W University Dr, Denton, TX 76201
- 29815 Walker Rd S, Walker, LA 70785
- 603 Main St, Garland, TX 75040
- 10710 Highway 1, Moreauville, LA 71355
- 189 Burt Blvd, Benton, LA 71006
- 7600 Woodway Dr, Waco, TX 76712
- 2001 Handley Ederville Rd, Fort Worth, TX 76118
- 4221 Airline Dr, Bossier City, LA 71111
- 8951 Synergy Dr, Mckinney, TX 75070
- 500 Cary Ave, Jennings, LA 70546
- 632 W Oak St, Amite, LA 70422
- 15 Second St, Vanceburg, KY 41179
- 1000 Jerry Dove Dr., Suite 101, Bridgeport, WV 26330
- 117 E Hico St, Dubach, LA 71235
- 401 N 2nd St, Homer, LA 71040
- 400 E Thomas St, Hammond, LA 70401
- 6151 Hwy 10, Greensburg, LA 70441
- 126 Highway 1, Oil City, LA 71061
Are deposits at First Guaranty Bank insured?
Yes. First Guaranty Bank is an FDIC-insured bank (FDIC certificate #14028). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
First Guaranty Bank: frequently asked questions
Is First Guaranty Bank a good bank?
First Guaranty Bank earns a Bankzia Trust Grade of B (81/100, "Strong"), based on a financial-strength score of 81/100 (it has no CFPB complaints on record). Well-capitalized (6.6% capital ratio); Profitable (ROA 0.34%).
Is First Guaranty Bank FDIC-insured?
Yes. First Guaranty Bank is a FDIC-insured bank (FDIC certificate #14028). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is First Guaranty Bank?
First Guaranty Bank holds $4.0 billion in total assets, ranking 101st of 105 banks we track in Louisiana. It operates 30 branches.
Does First Guaranty Bank have CFPB complaints?
No CFPB complaints against First Guaranty Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
