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South Lafourche Bank & Trust Company

Larose, LA · Est. 1967 · Website ↗
A
Trust Grade
Excellent
Score: 97/100

South Lafourche Bank & Trust Company is a bank based in Larose, Louisiana, established in 1967, with $177 million in total assets across 4 branches. By Trust Grade it ranks 51st of 105 banks we track in Louisiana. Its capital ratio of 11.2% is stronger than 65% of similarly sized banks, versus a Louisiana median of 10.9%. It was profitable over the most recent period, with a 0.91% return on assets. No consumer complaints against South Lafourche Bank & Trust Company appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$177.4M
$100M–1B institution
Deposits
$147.4M
Branches
4
Capital ratio
11.2%
Top 35% of $100M–1B peers · Louisiana median 10.9%
Return on assets
0.9%
Bottom 32% of $100M–1B peers · Louisiana median 1.23%
Rank in Louisiana
#51
of 105 banks

How South Lafourche Bank & Trust Company compares to Louisiana peers

Capital ratio
Top 35% of $100M–1B peers
South Lafourche
11.2%
Louisiana median
10.9%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 32% of $100M–1B peers
South Lafourche
0.9%
Louisiana median
1.2%
Higher ROA = more profitable relative to asset base

How we graded South Lafourche Bank & Trust Company

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
97/100
Customer experience
n/a
Overall
A · 97
  • Strongly capitalized (11.2% capital ratio)
  • Profitable (ROA 0.91%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for South Lafourche Bank & Trust Company over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (4)

  • 13226 W Main St, Larose, LA 70373
  • 20658 Ushwy 1, Golden Meadow, LA 70357
  • 16582 West Main Street, Galliano, LA 70354
  • 813 Crescent Ave, Lockport, LA 70374

Are deposits at South Lafourche Bank & Trust Company insured?

Yes. South Lafourche Bank & Trust Company is an FDIC-insured bank (FDIC certificate #19755). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

South Lafourche Bank & Trust Company: frequently asked questions

Is South Lafourche Bank & Trust Company a good bank?

South Lafourche Bank & Trust Company earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (11.2% capital ratio); Profitable (ROA 0.91%).

Is South Lafourche Bank & Trust Company FDIC-insured?

Yes. South Lafourche Bank & Trust Company is a FDIC-insured bank (FDIC certificate #19755). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is South Lafourche Bank & Trust Company?

South Lafourche Bank & Trust Company holds $177 million in total assets, ranking 51st of 105 banks we track in Louisiana. It operates 4 branches.

Does South Lafourche Bank & Trust Company have CFPB complaints?

No CFPB complaints against South Lafourche Bank & Trust Company appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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