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Farmers State Bank & Trust Co.

Church Point, LA · Est. 1944 · Website ↗
A
Trust Grade
Excellent
Score: 90/100

Farmers State Bank & Trust Co. is a bank based in Church Point, Louisiana, established in 1944, with $174 million in total assets across 5 branches. By Trust Grade it ranks 90th of 105 banks we track in Louisiana. Its capital ratio of 7.7% trails most similarly sized banks (12th percentile), versus a Louisiana median of 10.9%. It was profitable over the most recent period, with a 1.84% return on assets. No consumer complaints against Farmers State Bank & Trust Co. appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$174.2M
$100M–1B institution
Deposits
$159.6M
Branches
5
Capital ratio
7.7%
Bottom 12% of $100M–1B peers · Louisiana median 10.9%
Return on assets
1.8%
Top 17% of $100M–1B peers · Louisiana median 1.23%
Rank in Louisiana
#90
of 105 banks

How Farmers State Bank & Trust Co. compares to Louisiana peers

Capital ratio
Bottom 12% of $100M–1B peers
Farmers State
7.7%
Louisiana median
10.9%
Higher capital ratio = stronger financial cushion
Return on assets
Top 17% of $100M–1B peers
Farmers State
1.8%
Louisiana median
1.2%
Higher ROA = more profitable relative to asset base

How we graded Farmers State Bank & Trust Co.

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
90/100
Customer experience
n/a
Overall
A · 90
  • Well-capitalized (7.7% capital ratio)
  • Strongly profitable (ROA 1.84%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Farmers State Bank & Trust Co. over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (5)

  • 110 W Plaquemine St, Church Point, LA 70525
  • 250 S Main St, Church Point, LA 70525
  • 216 Main St, Cankton, LA 70584
  • 1950 Ridge Rd, Duson, LA 70529
  • 412 Iberia St, Youngsville, LA 70592

Are deposits at Farmers State Bank & Trust Co. insured?

Yes. Farmers State Bank & Trust Co. is an FDIC-insured bank (FDIC certificate #16114). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Farmers State Bank & Trust Co.: frequently asked questions

Is Farmers State Bank & Trust Co. a good bank?

Farmers State Bank & Trust Co. earns a Bankzia Trust Grade of A (90/100, "Excellent"), based on a financial-strength score of 90/100 (it has no CFPB complaints on record). Well-capitalized (7.7% capital ratio); Strongly profitable (ROA 1.84%).

Is Farmers State Bank & Trust Co. FDIC-insured?

Yes. Farmers State Bank & Trust Co. is a FDIC-insured bank (FDIC certificate #16114). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Farmers State Bank & Trust Co.?

Farmers State Bank & Trust Co. holds $174 million in total assets, ranking 90th of 105 banks we track in Louisiana. It operates 5 branches.

Does Farmers State Bank & Trust Co. have CFPB complaints?

No CFPB complaints against Farmers State Bank & Trust Co. appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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