Skip to main content
bank

The Peoples Bank

Marion, KY · Est. 1946 · Website ↗
A
Trust Grade
Excellent
Score: 95/100

The Peoples Bank is a bank based in Marion, Kentucky, established in 1946, with $135 million in total assets across 4 branches. By Trust Grade it ranks 51st of 120 banks we track in Kentucky. Its capital ratio of 11.1% is stronger than 63% of similarly sized banks, versus a Kentucky median of 9.6%. It was profitable over the most recent period, with a 0.59% return on assets. No consumer complaints against The Peoples Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$135.2M
$100M–1B institution
Deposits
$119.7M
Branches
4
Capital ratio
11.1%
Top 37% of $100M–1B peers · Kentucky median 9.6%
Return on assets
0.6%
Bottom 16% of $100M–1B peers · Kentucky median 1.27%
Rank in Kentucky
#51
of 120 banks

How The Peoples Bank compares to Kentucky peers

Capital ratio
Top 37% of $100M–1B peers
The Peoples
11.1%
Kentucky median
9.6%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 16% of $100M–1B peers
The Peoples
0.6%
Kentucky median
1.3%
Higher ROA = more profitable relative to asset base

How we graded The Peoples Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
95/100
Customer experience
n/a
Overall
A · 95
  • Strongly capitalized (11.1% capital ratio)
  • Profitable (ROA 0.59%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for The Peoples Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (4)

  • 116 S Main St, Marion, KY 42064
  • 326 N Main St, Marion, KY 42064
  • 1300 W Main St, Glasgow, KY 42141
  • 600 Mammoth Cave Street, Cave City, KY 42127

Are deposits at The Peoples Bank insured?

Yes. The Peoples Bank is an FDIC-insured bank (FDIC certificate #16603). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

The Peoples Bank: frequently asked questions

Is The Peoples Bank a good bank?

The Peoples Bank earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (11.1% capital ratio); Profitable (ROA 0.59%).

Is The Peoples Bank FDIC-insured?

Yes. The Peoples Bank is a FDIC-insured bank (FDIC certificate #16603). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is The Peoples Bank?

The Peoples Bank holds $135 million in total assets, ranking 51st of 120 banks we track in Kentucky. It operates 4 branches.

Does The Peoples Bank have CFPB complaints?

No CFPB complaints against The Peoples Bank appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

Bank Of Buffalo
bank · Buffalo, KY · $135M assets
Independent Correspondent Bankers' Bank, Inc.
bank · Frankfort, KY · $142M assets
Bank Of Cadiz And Trust Company
bank · Cadiz, KY · $143M assets
The Peoples Bank
bank · Taylorsville, KY · $143M assets
Hyden Citizens Bank
bank · Hyden, KY · $144M assets
The Sacramento Deposit Bank
bank · Sacramento, KY · $149M assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

From the Blog

View all guides →