Bank Of Cadiz And Trust Company is a bank based in Cadiz, Kentucky, established in 1970, with $143 million in total assets across 5 branches. By Trust Grade it ranks 120th of 120 banks we track in Kentucky. Its capital ratio of 2.7% trails most similarly sized banks (0th percentile), versus a Kentucky median of 9.6%. It was profitable over the most recent period, with a 1.13% return on assets. No consumer complaints against Bank Of Cadiz And Trust Company appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Bank Of Cadiz And Trust Company compares to Kentucky peers
How we graded Bank Of Cadiz And Trust Company
The Trust Grade blends financial strength with complaint history. Full methodology →
- Below the well-capitalized threshold (2.7%)
- Strongly profitable (ROA 1.13%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Bank Of Cadiz And Trust Company over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (5)
- 79 Main St, Cadiz, KY 42211
- 79 Main St, Cadiz, KY 42211
- 106 Lakota Drive, Cadiz, KY 42211
- 2808 Fort Campbell Blvd, Hopkinsville, KY 42240
- 630 N 12th St, Murray, KY 42071
Are deposits at Bank Of Cadiz And Trust Company insured?
Yes. Bank Of Cadiz And Trust Company is an FDIC-insured bank (FDIC certificate #20239). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Bank Of Cadiz And Trust Company: frequently asked questions
Is Bank Of Cadiz And Trust Company a good bank?
Bank Of Cadiz And Trust Company earns a Bankzia Trust Grade of F (55/100, "Weak"), based on a financial-strength score of 55/100 (it has no CFPB complaints on record). Below the well-capitalized threshold (2.7%); Strongly profitable (ROA 1.13%).
Is Bank Of Cadiz And Trust Company FDIC-insured?
Yes. Bank Of Cadiz And Trust Company is a FDIC-insured bank (FDIC certificate #20239). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Bank Of Cadiz And Trust Company?
Bank Of Cadiz And Trust Company holds $143 million in total assets, ranking 120th of 120 banks we track in Kentucky. It operates 5 branches.
Does Bank Of Cadiz And Trust Company have CFPB complaints?
No CFPB complaints against Bank Of Cadiz And Trust Company appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
