The First National Bank Of Manchester is a bank based in Manchester, Kentucky, established in 1905, with $231 million in total assets across 6 branches. By Trust Grade it ranks 46th of 120 banks we track in Kentucky. Its capital ratio of 9.5% trails most similarly sized banks (38th percentile), versus a Kentucky median of 9.6%. It was profitable over the most recent period, with a 0.99% return on assets. No consumer complaints against The First National Bank Of Manchester appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How The First National Bank Of Manchester compares to Kentucky peers
How we graded The First National Bank Of Manchester
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.5% capital ratio)
- Profitable (ROA 0.99%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for The First National Bank Of Manchester over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (6)
- 120 Town Branch Rd, Manchester, KY 40962
- Daniel Boone Parkway And Highways 421 And 80, Manchester, KY 40962
- 1211 W 5th St, London, KY 40741
- 2770 S Hwy 421, Manchester, KY 40962
- 212 Southland Drive, Lexington, KY 40503
- 107 Yocum St, Evarts, KY 40828
Are deposits at The First National Bank Of Manchester insured?
Yes. The First National Bank Of Manchester is an FDIC-insured bank (FDIC certificate #2708). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
The First National Bank Of Manchester: frequently asked questions
Is The First National Bank Of Manchester a good bank?
The First National Bank Of Manchester earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (9.5% capital ratio); Profitable (ROA 0.99%).
Is The First National Bank Of Manchester FDIC-insured?
Yes. The First National Bank Of Manchester is a FDIC-insured bank (FDIC certificate #2708). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is The First National Bank Of Manchester?
The First National Bank Of Manchester holds $231 million in total assets, ranking 46th of 120 banks we track in Kentucky. It operates 6 branches.
Does The First National Bank Of Manchester have CFPB complaints?
No CFPB complaints against The First National Bank Of Manchester appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
