Bank Of Columbia is a bank based in Columbia, Kentucky, established in 1866, with $230 million in total assets across 3 branches. By Trust Grade it ranks 76th of 120 banks we track in Kentucky. Its capital ratio of 8.6% trails most similarly sized banks (23th percentile), versus a Kentucky median of 9.6%. It was profitable over the most recent period, with a 2.29% return on assets. No consumer complaints against Bank Of Columbia appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Bank Of Columbia compares to Kentucky peers
How we graded Bank Of Columbia
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.6% capital ratio)
- Strongly profitable (ROA 2.29%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Bank Of Columbia over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (3)
- 112 Merchant St, Columbia, KY 42728
- 807 Jamestown St, Columbia, KY 42728
- 144 Public Sq, Columbia, KY 42728
Are deposits at Bank Of Columbia insured?
Yes. Bank Of Columbia is an FDIC-insured bank (FDIC certificate #8775). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Bank Of Columbia: frequently asked questions
Is Bank Of Columbia a good bank?
Bank Of Columbia earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Well-capitalized (8.6% capital ratio); Strongly profitable (ROA 2.29%).
Is Bank Of Columbia FDIC-insured?
Yes. Bank Of Columbia is a FDIC-insured bank (FDIC certificate #8775). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Bank Of Columbia?
Bank Of Columbia holds $230 million in total assets, ranking 76th of 120 banks we track in Kentucky. It operates 3 branches.
Does Bank Of Columbia have CFPB complaints?
No CFPB complaints against Bank Of Columbia appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
