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Commonwealth Community Bank, Inc.

Hartford, KY · Est. 1928 · Website ↗
A
Trust Grade
Excellent
Score: 93/100

Commonwealth Community Bank, Inc. is a bank based in Hartford, Kentucky, established in 1928, with $158 million in total assets across 3 branches. By Trust Grade it ranks 75th of 120 banks we track in Kentucky. Its capital ratio of 13.3% is stronger than 82% of similarly sized banks, versus a Kentucky median of 9.6%. It was profitable over the most recent period, with a 0.31% return on assets. No consumer complaints against Commonwealth Community Bank, Inc. appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$157.7M
$100M–1B institution
Deposits
$136.3M
Branches
3
Capital ratio
13.3%
Top 18% of $100M–1B peers · Kentucky median 9.6%
Return on assets
0.3%
Bottom 8% of $100M–1B peers · Kentucky median 1.27%
Rank in Kentucky
#75
of 120 banks

How Commonwealth Community Bank, Inc. compares to Kentucky peers

Capital ratio
Top 18% of $100M–1B peers
Commonwealth Community
13.3%
Kentucky median
9.6%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 8% of $100M–1B peers
Commonwealth Community
0.3%
Kentucky median
1.3%
Higher ROA = more profitable relative to asset base

How we graded Commonwealth Community Bank, Inc.

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
93/100
Customer experience
n/a
Overall
A · 93
  • Strongly capitalized (13.3% capital ratio)
  • Profitable (ROA 0.31%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Commonwealth Community Bank, Inc. over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (3)

  • 78 E Main St, Fordsville, KY 42343
  • 340 Airport Rd, Greenville, KY 42345
  • 830 S Main St, Hartford, KY 42347

Are deposits at Commonwealth Community Bank, Inc. insured?

Yes. Commonwealth Community Bank, Inc. is an FDIC-insured bank (FDIC certificate #8126). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Commonwealth Community Bank, Inc.: frequently asked questions

Is Commonwealth Community Bank, Inc. a good bank?

Commonwealth Community Bank, Inc. earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Strongly capitalized (13.3% capital ratio); Profitable (ROA 0.31%).

Is Commonwealth Community Bank, Inc. FDIC-insured?

Yes. Commonwealth Community Bank, Inc. is a FDIC-insured bank (FDIC certificate #8126). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Commonwealth Community Bank, Inc.?

Commonwealth Community Bank, Inc. holds $158 million in total assets, ranking 75th of 120 banks we track in Kentucky. It operates 3 branches.

Does Commonwealth Community Bank, Inc. have CFPB complaints?

No CFPB complaints against Commonwealth Community Bank, Inc. appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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