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Auburn Banking Company

Auburn, KY · Est. 1929 · Website ↗
B
Trust Grade
Strong
Score: 88/100

Auburn Banking Company is a bank based in Auburn, Kentucky, established in 1929, with $155 million in total assets across 3 branches. By Trust Grade it ranks 103rd of 120 banks we track in Kentucky. Its capital ratio of 7.4% trails most similarly sized banks (9th percentile), versus a Kentucky median of 9.6%. It was profitable over the most recent period, with a 1.63% return on assets. No consumer complaints against Auburn Banking Company appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$154.8M
$100M–1B institution
Deposits
$140.4M
Branches
3
Capital ratio
7.4%
Bottom 9% of $100M–1B peers · Kentucky median 9.6%
Return on assets
1.6%
Top 26% of $100M–1B peers · Kentucky median 1.27%
Rank in Kentucky
#103
of 120 banks

How Auburn Banking Company compares to Kentucky peers

Capital ratio
Bottom 9% of $100M–1B peers
Auburn Banking
7.4%
Kentucky median
9.6%
Higher capital ratio = stronger financial cushion
Return on assets
Top 26% of $100M–1B peers
Auburn Banking
1.6%
Kentucky median
1.3%
Higher ROA = more profitable relative to asset base

How we graded Auburn Banking Company

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
88/100
Customer experience
n/a
Overall
B · 88
  • Well-capitalized (7.4% capital ratio)
  • Strongly profitable (ROA 1.63%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Auburn Banking Company over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (3)

  • 404 Hopkinsville Rd, Russellville, KY 42276
  • 236 Sugar Maple Drive, Auburn, KY 42206
  • 1002 S Virginia St, Hopkinsville, KY 42240

Are deposits at Auburn Banking Company insured?

Yes. Auburn Banking Company is an FDIC-insured bank (FDIC certificate #284). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Auburn Banking Company: frequently asked questions

Is Auburn Banking Company a good bank?

Auburn Banking Company earns a Bankzia Trust Grade of B (88/100, "Strong"), based on a financial-strength score of 88/100 (it has no CFPB complaints on record). Well-capitalized (7.4% capital ratio); Strongly profitable (ROA 1.63%).

Is Auburn Banking Company FDIC-insured?

Yes. Auburn Banking Company is a FDIC-insured bank (FDIC certificate #284). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Auburn Banking Company?

Auburn Banking Company holds $155 million in total assets, ranking 103rd of 120 banks we track in Kentucky. It operates 3 branches.

Does Auburn Banking Company have CFPB complaints?

No CFPB complaints against Auburn Banking Company appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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