Skip to main content
bank

Security State Bank

Scott City, KS · Est. 1961 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Security State Bank is a bank based in Scott City, Kansas, established in 1961, with $1.0 billion in total assets across 5 branches. By Trust Grade it ranks 41st of 186 banks we track in Kansas. Its capital ratio of 10.9% is stronger than 60% of similarly sized banks, versus a Kansas median of 10.4%. It was profitable over the most recent period, with a 1.39% return on assets. No consumer complaints against Security State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$1.0B
$1B–10B institution
Deposits
$739.2M
Branches
5
Capital ratio
10.9%
Top 40% of $1B–10B peers · Kansas median 10.4%
Return on assets
1.4%
Top 37% of $1B–10B peers · Kansas median 1.39%
Rank in Kansas
#41
of 186 banks

How Security State Bank compares to Kansas peers

Capital ratio
Top 40% of $1B–10B peers
Security State
10.9%
Kansas median
10.4%
Higher capital ratio = stronger financial cushion
Return on assets
Top 37% of $1B–10B peers
Security State
1.4%
Kansas median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Security State Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (10.9% capital ratio)
  • Strongly profitable (ROA 1.39%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Security State Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (5)

  • 506 S Main St, Scott City, KS 67871
  • 117 N 4th St, Leoti, KS 67861
  • 1701 E Mary St, Garden City, KS 67846
  • 1606 E Kansas Ave, Garden City, KS 67846
  • 110 West Avenue B, Syracuse, KS 67878

Are deposits at Security State Bank insured?

Yes. Security State Bank is an FDIC-insured bank (FDIC certificate #18374). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Security State Bank: frequently asked questions

Is Security State Bank a good bank?

Security State Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.9% capital ratio); Strongly profitable (ROA 1.39%).

Is Security State Bank FDIC-insured?

Yes. Security State Bank is a FDIC-insured bank (FDIC certificate #18374). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Security State Bank?

Security State Bank holds $1.0 billion in total assets, ranking 41st of 186 banks we track in Kansas. It operates 5 branches.

Does Security State Bank have CFPB complaints?

No CFPB complaints against Security State Bank appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

Farmers Bank & Trust
bank · Great Bend, KS · $1.0B assets
Gnbank, National Association
bank · Girard, KS · $1.1B assets
Dream First Bank, National Association
bank · Syracuse, KS · $944M assets
Bank Of Labor
bank · Overland Park, KS · $1.1B assets
United Bank & Trust
bank · Marysville, KS · $905M assets
Community National Bank
bank · Seneca, KS · $904M assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

From the Blog

View all guides →