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Gnbank, National Association

Girard, KS · Est. 1929 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Gnbank, National Association is a bank based in Girard, Kansas, established in 1929, with $1.1 billion in total assets across 15 branches. By Trust Grade it ranks 65th of 186 banks we track in Kansas. Its capital ratio of 11.7% is stronger than 73% of similarly sized banks, versus a Kansas median of 10.4%. It was profitable over the most recent period, with a 1.34% return on assets. No consumer complaints against Gnbank, National Association appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$1.1B
$1B–10B institution
Deposits
$870.6M
Branches
15
Capital ratio
11.7%
Top 27% of $1B–10B peers · Kansas median 10.4%
Return on assets
1.3%
Top 40% of $1B–10B peers · Kansas median 1.39%
Rank in Kansas
#65
of 186 banks

How Gnbank, National Association compares to Kansas peers

Capital ratio
Top 27% of $1B–10B peers
Gnbank, National
11.7%
Kansas median
10.4%
Higher capital ratio = stronger financial cushion
Return on assets
Top 40% of $1B–10B peers
Gnbank, National
1.3%
Kansas median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Gnbank, National Association

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (11.7% capital ratio)
  • Strongly profitable (ROA 1.34%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Gnbank, National Association over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (15)

  • 104 E Santa Fe, Offerle, KS 67563
  • 110 E 8th St, Horton, KS 66439
  • 624 W Crawford St, Clay Center, KS 67432
  • 805 S 1st St, Hiawatha, KS 66434
  • 111 Us Highway 75, Holton, KS 66436
  • 201 South Summit, Girard, KS 66743
  • 100 E Forest Ave, Girard, KS 66743
  • 314 2nd St, Wetmore, KS 66550
  • 1220 Maine St, Eads, CO 81036
  • 501 E Washington St, Arma, KS 66712
  • 101 S State St, Yates Center, KS 66783
  • 204 S 4th St, Lamar, CO 81052
  • 1206 S Broadway St, Pittsburg, KS 66762
  • 110 N Main St, Bucklin, KS 67834
  • 101 E 5th St, Holton, KS 66436

Are deposits at Gnbank, National Association insured?

Yes. Gnbank, National Association is an FDIC-insured bank (FDIC certificate #4673). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Gnbank, National Association: frequently asked questions

Is Gnbank, National Association a good bank?

Gnbank, National Association earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (11.7% capital ratio); Strongly profitable (ROA 1.34%).

Is Gnbank, National Association FDIC-insured?

Yes. Gnbank, National Association is a FDIC-insured bank (FDIC certificate #4673). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Gnbank, National Association?

Gnbank, National Association holds $1.1 billion in total assets, ranking 65th of 186 banks we track in Kansas. It operates 15 branches.

Does Gnbank, National Association have CFPB complaints?

No CFPB complaints against Gnbank, National Association appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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