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Cornerstone Bank

Overland Park, KS · Est. 2001 · Website ↗
A
Trust Grade
Excellent
Score: 95/100

Cornerstone Bank is a bank based in Overland Park, Kansas, established in 2001, with $477 million in total assets across 1 branch. By Trust Grade it ranks 113th of 186 banks we track in Kansas. Its capital ratio of 9.1% trails most similarly sized banks (32th percentile), versus a Kansas median of 10.4%. It was profitable over the most recent period, with a 1.65% return on assets. No consumer complaints against Cornerstone Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$477.4M
$100M–1B institution
Deposits
$327.4M
Branches
1
Capital ratio
9.1%
Bottom 32% of $100M–1B peers · Kansas median 10.4%
Return on assets
1.7%
Top 25% of $100M–1B peers · Kansas median 1.39%
Rank in Kansas
#113
of 186 banks

How Cornerstone Bank compares to Kansas peers

Capital ratio
Bottom 32% of $100M–1B peers
Cornerstone Bank
9.1%
Kansas median
10.4%
Higher capital ratio = stronger financial cushion
Return on assets
Top 25% of $100M–1B peers
Cornerstone Bank
1.7%
Kansas median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Cornerstone Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
95/100
Customer experience
n/a
Overall
A · 95
  • Strongly capitalized (9.1% capital ratio)
  • Strongly profitable (ROA 1.65%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Cornerstone Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 9120 W 135th St, Overland Park, KS 66221

Are deposits at Cornerstone Bank insured?

Yes. Cornerstone Bank is an FDIC-insured bank (FDIC certificate #57250). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Cornerstone Bank: frequently asked questions

Is Cornerstone Bank a good bank?

Cornerstone Bank earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (9.1% capital ratio); Strongly profitable (ROA 1.65%).

Is Cornerstone Bank FDIC-insured?

Yes. Cornerstone Bank is a FDIC-insured bank (FDIC certificate #57250). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Cornerstone Bank?

Cornerstone Bank holds $477 million in total assets, ranking 113th of 186 banks we track in Kansas. It operates 1 branch.

Does Cornerstone Bank have CFPB complaints?

No CFPB complaints against Cornerstone Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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