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Southwest National Bank

Wichita, KS · Est. 1915 · Website ↗
A
Trust Grade
Excellent
Score: 97/100

Southwest National Bank is a bank based in Wichita, Kansas, established in 1915, with $502 million in total assets across 9 branches. By Trust Grade it ranks 94th of 186 banks we track in Kansas. Its capital ratio of 9.8% trails most similarly sized banks (43th percentile), versus a Kansas median of 10.4%. It was profitable over the most recent period, with a 1.06% return on assets. No consumer complaints against Southwest National Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$501.7M
$100M–1B institution
Deposits
$418.8M
Branches
9
Capital ratio
9.8%
Bottom 43% of $100M–1B peers · Kansas median 10.4%
Return on assets
1.1%
Bottom 42% of $100M–1B peers · Kansas median 1.39%
Rank in Kansas
#94
of 186 banks

How Southwest National Bank compares to Kansas peers

Capital ratio
Bottom 43% of $100M–1B peers
Southwest National
9.8%
Kansas median
10.4%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 42% of $100M–1B peers
Southwest National
1.1%
Kansas median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Southwest National Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
97/100
Customer experience
n/a
Overall
A · 97
  • Strongly capitalized (9.8% capital ratio)
  • Strongly profitable (ROA 1.06%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Southwest National Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (9)

  • 2150 N Woodrow Ave, Wichita, KS 67203
  • 153 North Emporia Street, Wichita, KS 67202
  • Taft And Tracy Streets, Wichita, KS 67209
  • 225 S Towne East Mall Dr, Wichita, KS 67207
  • 2700 W 13th St N, Wichita, KS 67203
  • 400 E Douglas Ave, Wichita, KS 67202
  • 8760 W 21st St N, Wichita, KS 67205
  • 3101 S Seneca St, Wichita, KS 67217
  • 2111 N Bradley Fair Pkwy, Wichita, KS 67206

Are deposits at Southwest National Bank insured?

Yes. Southwest National Bank is an FDIC-insured bank (FDIC certificate #4801). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Southwest National Bank: frequently asked questions

Is Southwest National Bank a good bank?

Southwest National Bank earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (9.8% capital ratio); Strongly profitable (ROA 1.06%).

Is Southwest National Bank FDIC-insured?

Yes. Southwest National Bank is a FDIC-insured bank (FDIC certificate #4801). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Southwest National Bank?

Southwest National Bank holds $502 million in total assets, ranking 94th of 186 banks we track in Kansas. It operates 9 branches.

Does Southwest National Bank have CFPB complaints?

No CFPB complaints against Southwest National Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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