The Kansas State Bank is a bank based in Ottawa, Kansas, established in 1917, with $200 million in total assets across 3 branches. By Trust Grade it ranks 114th of 186 banks we track in Kansas. Its capital ratio of 9.0% trails most similarly sized banks (30th percentile), versus a Kansas median of 10.4%. It was profitable over the most recent period, with a 1.30% return on assets. No consumer complaints against The Kansas State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How The Kansas State Bank compares to Kansas peers
How we graded The Kansas State Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.0% capital ratio)
- Strongly profitable (ROA 1.30%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for The Kansas State Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (3)
- 1314 S Main St, Ottawa, KS 66067
- 602 Ames St, Baldwin City, KS 66006
- 236 N Main St, Ottawa, KS 66067
Are deposits at The Kansas State Bank insured?
Yes. The Kansas State Bank is an FDIC-insured bank (FDIC certificate #10505). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
The Kansas State Bank: frequently asked questions
Is The Kansas State Bank a good bank?
The Kansas State Bank earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Strongly capitalized (9.0% capital ratio); Strongly profitable (ROA 1.30%).
Is The Kansas State Bank FDIC-insured?
Yes. The Kansas State Bank is a FDIC-insured bank (FDIC certificate #10505). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is The Kansas State Bank?
The Kansas State Bank holds $200 million in total assets, ranking 114th of 186 banks we track in Kansas. It operates 3 branches.
Does The Kansas State Bank have CFPB complaints?
No CFPB complaints against The Kansas State Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
