The Valley State Bank is a bank based in Belle Plaine, Kansas, established in 1897, with $202 million in total assets across 5 branches. By Trust Grade it ranks 96th of 186 banks we track in Kansas. Its capital ratio of 11.3% is stronger than 67% of similarly sized banks, versus a Kansas median of 10.4%. It was profitable over the most recent period, with a 0.72% return on assets. No consumer complaints against The Valley State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How The Valley State Bank compares to Kansas peers
How we graded The Valley State Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.3% capital ratio)
- Profitable (ROA 0.72%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for The Valley State Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (5)
- 5310 S Broadway Ave, Wichita, KS 67216
- 330 E Madison Ave, Derby, KS 67037
- 2100 W 55th St S, Wichita, KS 67217
- 12555 E 21st St N, Wichita, KS 67206
- 502 N Merchant St, Belle Plaine, KS 67013
Are deposits at The Valley State Bank insured?
Yes. The Valley State Bank is an FDIC-insured bank (FDIC certificate #15038). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
The Valley State Bank: frequently asked questions
Is The Valley State Bank a good bank?
The Valley State Bank earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (11.3% capital ratio); Profitable (ROA 0.72%).
Is The Valley State Bank FDIC-insured?
Yes. The Valley State Bank is a FDIC-insured bank (FDIC certificate #15038). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is The Valley State Bank?
The Valley State Bank holds $202 million in total assets, ranking 96th of 186 banks we track in Kansas. It operates 5 branches.
Does The Valley State Bank have CFPB complaints?
No CFPB complaints against The Valley State Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
