First Trust And Savings Bank is a bank based in Wheatland, Iowa, established in 1905, with $315 million in total assets across 8 branches. By Trust Grade it ranks 95th of 226 banks we track in Iowa. Its capital ratio of 10.0% trails most similarly sized banks (48th percentile), versus a Iowa median of 10.2%. It was profitable over the most recent period, with a 1.52% return on assets. No consumer complaints against First Trust And Savings Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How First Trust And Savings Bank compares to Iowa peers
How we graded First Trust And Savings Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (10.0% capital ratio)
- Strongly profitable (ROA 1.52%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for First Trust And Savings Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (8)
- 506 Davenport St, Dixon, IA 52745
- 200 Long Ave, Lost Nation, IA 52254
- 195 2nd St, Calamus, IA 52729
- 104 E 1st Ave, Donahue, IA 52746
- 123 S Main St, Wheatland, IA 52777
- 100 S 4th Ave, Eldridge, IA 52748
- 123 W Walcott Rd, Walcott, IA 52773
- 601 Smith St, Grand Mound, IA 52751
Are deposits at First Trust And Savings Bank insured?
Yes. First Trust And Savings Bank is an FDIC-insured bank (FDIC certificate #8752). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
First Trust And Savings Bank: frequently asked questions
Is First Trust And Savings Bank a good bank?
First Trust And Savings Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.0% capital ratio); Strongly profitable (ROA 1.52%).
Is First Trust And Savings Bank FDIC-insured?
Yes. First Trust And Savings Bank is a FDIC-insured bank (FDIC certificate #8752). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is First Trust And Savings Bank?
First Trust And Savings Bank holds $315 million in total assets, ranking 95th of 226 banks we track in Iowa. It operates 8 branches.
Does First Trust And Savings Bank have CFPB complaints?
No CFPB complaints against First Trust And Savings Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
