First Whitney Bank And Trust is a bank based in Atlantic, Iowa, established in 1907, with $299 million in total assets across 2 branches. By Trust Grade it ranks 136th of 226 banks we track in Iowa. Its capital ratio of 9.6% trails most similarly sized banks (40th percentile), versus a Iowa median of 10.2%. It was profitable over the most recent period, with a 1.48% return on assets. No consumer complaints against First Whitney Bank And Trust appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How First Whitney Bank And Trust compares to Iowa peers
How we graded First Whitney Bank And Trust
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.6% capital ratio)
- Strongly profitable (ROA 1.48%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for First Whitney Bank And Trust over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (2)
- 700 Chestnut St, Atlantic, IA 50022
- 223 Chestnut St, Atlantic, IA 50022
Are deposits at First Whitney Bank And Trust insured?
Yes. First Whitney Bank And Trust is an FDIC-insured bank (FDIC certificate #254). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
First Whitney Bank And Trust: frequently asked questions
Is First Whitney Bank And Trust a good bank?
First Whitney Bank And Trust earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (9.6% capital ratio); Strongly profitable (ROA 1.48%).
Is First Whitney Bank And Trust FDIC-insured?
Yes. First Whitney Bank And Trust is a FDIC-insured bank (FDIC certificate #254). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is First Whitney Bank And Trust?
First Whitney Bank And Trust holds $299 million in total assets, ranking 136th of 226 banks we track in Iowa. It operates 2 branches.
Does First Whitney Bank And Trust have CFPB complaints?
No CFPB complaints against First Whitney Bank And Trust appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
