Pioneer Bank is a bank based in Sergeant Bluff, Iowa, established in 1907, with $295 million in total assets across 4 branches. By Trust Grade it ranks 134th of 226 banks we track in Iowa. Its capital ratio of 9.6% trails most similarly sized banks (41th percentile), versus a Iowa median of 10.2%. It was profitable over the most recent period, with a 1.59% return on assets. No consumer complaints against Pioneer Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Pioneer Bank compares to Iowa peers
How we graded Pioneer Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.6% capital ratio)
- Strongly profitable (ROA 1.59%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Pioneer Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (4)
- 202 1st St, Sergeant Bluff, IA 51054
- 701 Pierce St, Sioux City, IA 51101
- 4700 Singing Hills Blvd, Sioux City, IA 51106
- 211 Sioux Point Rd, Dakota Dunes, SD 57049
Are deposits at Pioneer Bank insured?
Yes. Pioneer Bank is an FDIC-insured bank (FDIC certificate #19540). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Pioneer Bank: frequently asked questions
Is Pioneer Bank a good bank?
Pioneer Bank earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (9.6% capital ratio); Strongly profitable (ROA 1.59%).
Is Pioneer Bank FDIC-insured?
Yes. Pioneer Bank is a FDIC-insured bank (FDIC certificate #19540). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Pioneer Bank?
Pioneer Bank holds $295 million in total assets, ranking 134th of 226 banks we track in Iowa. It operates 4 branches.
Does Pioneer Bank have CFPB complaints?
No CFPB complaints against Pioneer Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
