Earlham Savings Bank is a bank based in West Des Moines, Iowa, established in 1931, with $383 million in total assets across 9 branches. By Trust Grade it ranks 154th of 226 banks we track in Iowa. Its capital ratio of 9.4% trails most similarly sized banks (36th percentile), versus a Iowa median of 10.2%. It was profitable over the most recent period, with a 0.99% return on assets. No consumer complaints against Earlham Savings Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Earlham Savings Bank compares to Iowa peers
How we graded Earlham Savings Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.4% capital ratio)
- Profitable (ROA 0.99%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Earlham Savings Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (9)
- 3401 Sw 9th St, Des Moines, IA 50315
- Guthrie Street, De Soto, IA 50069
- 130 N Chestnut Ave, Earlham, IA 50072
- 1107 Keosauqua Way, Des Moines, IA 50309
- 1705 Burr Oak Blvd, Granger, IA 50109
- 7300 Lake Dr, West Des Moines, IA 50266
- 217 S Main St, Woodward, IA 50276
- 475 Mill Street, Van Meter, IA 50261
- 203 W Highway 92, Bevington, IA 50033
Are deposits at Earlham Savings Bank insured?
Yes. Earlham Savings Bank is an FDIC-insured bank (FDIC certificate #5796). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Earlham Savings Bank: frequently asked questions
Is Earlham Savings Bank a good bank?
Earlham Savings Bank earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (9.4% capital ratio); Profitable (ROA 0.99%).
Is Earlham Savings Bank FDIC-insured?
Yes. Earlham Savings Bank is a FDIC-insured bank (FDIC certificate #5796). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Earlham Savings Bank?
Earlham Savings Bank holds $383 million in total assets, ranking 154th of 226 banks we track in Iowa. It operates 9 branches.
Does Earlham Savings Bank have CFPB complaints?
No CFPB complaints against Earlham Savings Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
