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Iowa State Bank

Clarksville, IA · Est. 1918 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Iowa State Bank is a bank based in Clarksville, Iowa, established in 1918, with $390 million in total assets across 3 branches. By Trust Grade it ranks 46th of 226 banks we track in Iowa. Its capital ratio of 10.9% is stronger than 61% of similarly sized banks, versus a Iowa median of 10.2%. It was profitable over the most recent period, with a 3.10% return on assets. No consumer complaints against Iowa State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$389.6M
$100M–1B institution
Deposits
$337.5M
Branches
3
Capital ratio
10.9%
Top 39% of $100M–1B peers · Iowa median 10.2%
Return on assets
3.1%
Top 2% of $100M–1B peers · Iowa median 1.31%
Rank in Iowa
#46
of 226 banks

How Iowa State Bank compares to Iowa peers

Capital ratio
Top 39% of $100M–1B peers
Iowa State
10.9%
Iowa median
10.2%
Higher capital ratio = stronger financial cushion
Return on assets
Top 2% of $100M–1B peers
Iowa State
3.1%
Iowa median
1.3%
Higher ROA = more profitable relative to asset base

How we graded Iowa State Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (10.9% capital ratio)
  • Strongly profitable (ROA 3.10%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Iowa State Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (3)

  • 100 N Main St, Clarksville, IA 50619
  • 15811 Main St, Kesley, IA 50649
  • 904 Florence St, Parkersburg, IA 50665

Are deposits at Iowa State Bank insured?

Yes. Iowa State Bank is an FDIC-insured bank (FDIC certificate #15947). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Iowa State Bank: frequently asked questions

Is Iowa State Bank a good bank?

Iowa State Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.9% capital ratio); Strongly profitable (ROA 3.10%).

Is Iowa State Bank FDIC-insured?

Yes. Iowa State Bank is a FDIC-insured bank (FDIC certificate #15947). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Iowa State Bank?

Iowa State Bank holds $390 million in total assets, ranking 46th of 226 banks we track in Iowa. It operates 3 branches.

Does Iowa State Bank have CFPB complaints?

No CFPB complaints against Iowa State Bank appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

First State Bank
bank · Lynnville, IA · $390M assets
The Libertyville Savings Bank
bank · Fairfield, IA · $394M assets
Earlham Savings Bank
bank · West Des Moines, IA · $383M assets
Hardin County Savings Bank
bank · Eldora, IA · $403M assets
First Iowa State Bank
bank · Albia, IA · $404M assets
Premier Bank
bank · Dubuque, IA · $371M assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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