White State Bank is a bank based in South English, Iowa, established in 1908, with $104 million in total assets across 3 branches. By Trust Grade it ranks 93rd of 226 banks we track in Iowa. Its capital ratio of 11.2% is stronger than 65% of similarly sized banks, versus a Iowa median of 10.2%. It was profitable over the most recent period, with a 1.48% return on assets. No consumer complaints against White State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How White State Bank compares to Iowa peers
How we graded White State Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.2% capital ratio)
- Strongly profitable (ROA 1.48%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for White State Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (3)
- 100 S Main St, Crawfordsville, IA 52621
- 201 W Main St, Wayland, IA 52654
- 209 Ives Street, South English, IA 52335
Are deposits at White State Bank insured?
Yes. White State Bank is an FDIC-insured bank (FDIC certificate #8519). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
White State Bank: frequently asked questions
Is White State Bank a good bank?
White State Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (11.2% capital ratio); Strongly profitable (ROA 1.48%).
Is White State Bank FDIC-insured?
Yes. White State Bank is a FDIC-insured bank (FDIC certificate #8519). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is White State Bank?
White State Bank holds $104 million in total assets, ranking 93rd of 226 banks we track in Iowa. It operates 3 branches.
Does White State Bank have CFPB complaints?
No CFPB complaints against White State Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
