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Sibley State Bank

Sibley, IA · Est. 1894 · Website ↗
A
Trust Grade
Excellent
Score: 97/100

Sibley State Bank is a bank based in Sibley, Iowa, established in 1894, with $110 million in total assets across 1 branch. By Trust Grade it ranks 110th of 226 banks we track in Iowa. Its capital ratio of 9.8% trails most similarly sized banks (43th percentile), versus a Iowa median of 10.2%. It was profitable over the most recent period, with a 1.26% return on assets. No consumer complaints against Sibley State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$110.0M
$100M–1B institution
Deposits
$96.6M
Branches
1
Capital ratio
9.8%
Bottom 43% of $100M–1B peers · Iowa median 10.2%
Return on assets
1.3%
Top 47% of $100M–1B peers · Iowa median 1.31%
Rank in Iowa
#110
of 226 banks

How Sibley State Bank compares to Iowa peers

Capital ratio
Bottom 43% of $100M–1B peers
Sibley State
9.8%
Iowa median
10.2%
Higher capital ratio = stronger financial cushion
Return on assets
Top 47% of $100M–1B peers
Sibley State
1.3%
Iowa median
1.3%
Higher ROA = more profitable relative to asset base

How we graded Sibley State Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
97/100
Customer experience
n/a
Overall
A · 97
  • Strongly capitalized (9.8% capital ratio)
  • Strongly profitable (ROA 1.26%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Sibley State Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 803 4th Ave, Sibley, IA 51249

Are deposits at Sibley State Bank insured?

Yes. Sibley State Bank is an FDIC-insured bank (FDIC certificate #11764). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Sibley State Bank: frequently asked questions

Is Sibley State Bank a good bank?

Sibley State Bank earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (9.8% capital ratio); Strongly profitable (ROA 1.26%).

Is Sibley State Bank FDIC-insured?

Yes. Sibley State Bank is a FDIC-insured bank (FDIC certificate #11764). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Sibley State Bank?

Sibley State Bank holds $110 million in total assets, ranking 110th of 226 banks we track in Iowa. It operates 1 branch.

Does Sibley State Bank have CFPB complaints?

No CFPB complaints against Sibley State Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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