Heartland Bank is a bank based in Somers, Iowa, established in 1901, with $265 million in total assets across 5 branches. By Trust Grade it ranks 33rd of 226 banks we track in Iowa. Its capital ratio of 12.9% is stronger than 79% of similarly sized banks, versus a Iowa median of 10.2%. It was profitable over the most recent period, with a 2.41% return on assets. No consumer complaints against Heartland Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Heartland Bank compares to Iowa peers
How we graded Heartland Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (12.9% capital ratio)
- Strongly profitable (ROA 2.41%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Heartland Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (5)
- 425 Thomas Street, Callender, IA 50523
- 1314 1st Ave, Manson, IA 50563
- 1706 N Elm St, Jefferson, IA 50129
- 1201 Market St, Gowrie, IA 50543
- 615 6th Ave, Somers, IA 50586
Are deposits at Heartland Bank insured?
Yes. Heartland Bank is an FDIC-insured bank (FDIC certificate #14809). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Heartland Bank: frequently asked questions
Is Heartland Bank a good bank?
Heartland Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (12.9% capital ratio); Strongly profitable (ROA 2.41%).
Is Heartland Bank FDIC-insured?
Yes. Heartland Bank is a FDIC-insured bank (FDIC certificate #14809). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Heartland Bank?
Heartland Bank holds $265 million in total assets, ranking 33rd of 226 banks we track in Iowa. It operates 5 branches.
Does Heartland Bank have CFPB complaints?
No CFPB complaints against Heartland Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
