American State Bank is a bank based in Sioux Center, Iowa, established in 1913, with $1.5 billion in total assets across 11 branches. By Trust Grade it ranks 62nd of 226 banks we track in Iowa. Its capital ratio of 10.8% is stronger than 58% of similarly sized banks, versus a Iowa median of 10.2%. It was profitable over the most recent period, with a 1.37% return on assets. No consumer complaints against American State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How American State Bank compares to Iowa peers
How we graded American State Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (10.8% capital ratio)
- Strongly profitable (ROA 1.37%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for American State Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (11)
- 525 N Main Ave, Sioux Center, IA 51250
- 741 Broad St, Granville, IA 51022
- 100 2nd Ave N, Hospers, IA 51238
- 212 N Main St, Alvord, IA 51230
- 18 6th St Nw, Sioux Center, IA 51250
- 901 8th St Se, Orange City, IA 51041
- 624 Main St, Hull, IA 51239
- 16 20th Street Se, Sioux Center, IA 51250
- 1201 E Cliff Pl, Sioux Falls, SD 57108
- 675 N Main Ave, Sioux Center, IA 51250
- 208 10th St, Alton, IA 51003
Are deposits at American State Bank insured?
Yes. American State Bank is an FDIC-insured bank (FDIC certificate #228). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
American State Bank: frequently asked questions
Is American State Bank a good bank?
American State Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.8% capital ratio); Strongly profitable (ROA 1.37%).
Is American State Bank FDIC-insured?
Yes. American State Bank is a FDIC-insured bank (FDIC certificate #228). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is American State Bank?
American State Bank holds $1.5 billion in total assets, ranking 62nd of 226 banks we track in Iowa. It operates 11 branches.
Does American State Bank have CFPB complaints?
No CFPB complaints against American State Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
