Tri-Valley Bank is a bank based in Randolph, Iowa, established in 1917, with $81 million in total assets across 4 branches. By Trust Grade it ranks 221st of 226 banks we track in Iowa. Its capital ratio of 5.8% trails most similarly sized banks (3th percentile), versus a Iowa median of 10.2%. It posted a loss over the most recent period (-0.20% return on assets), a point to watch. No consumer complaints against Tri-Valley Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Tri-Valley Bank compares to Iowa peers
How we graded Tri-Valley Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (5.8% capital ratio)
- Unprofitable over the period (ROA -0.20%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Tri-Valley Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (4)
- 523 Iowa Ave, Essex, IA 51638
- 1114 Grundman Blvd, Nebraska City, NE 68410
- 207 S Locust St, Glenwood, IA 51534
- 104 S Main St, Randolph, IA 51649
Are deposits at Tri-Valley Bank insured?
Yes. Tri-Valley Bank is an FDIC-insured bank (FDIC certificate #12417). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Tri-Valley Bank: frequently asked questions
Is Tri-Valley Bank a good bank?
Tri-Valley Bank earns a Bankzia Trust Grade of C (73/100, "Average"), based on a financial-strength score of 73/100 (it has no CFPB complaints on record). Well-capitalized (5.8% capital ratio); Unprofitable over the period (ROA -0.20%).
Is Tri-Valley Bank FDIC-insured?
Yes. Tri-Valley Bank is a FDIC-insured bank (FDIC certificate #12417). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Tri-Valley Bank?
Tri-Valley Bank holds $81 million in total assets, ranking 221st of 226 banks we track in Iowa. It operates 4 branches.
Does Tri-Valley Bank have CFPB complaints?
No CFPB complaints against Tri-Valley Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
