Citizens Savings Bank is a bank based in Marshalltown, Iowa, established in 1907, with $77 million in total assets across 3 branches. By Trust Grade it ranks 32nd of 226 banks we track in Iowa. Its capital ratio of 10.2% trails most similarly sized banks (32th percentile), versus a Iowa median of 10.2%. It was profitable over the most recent period, with a 1.38% return on assets. No consumer complaints against Citizens Savings Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Citizens Savings Bank compares to Iowa peers
How we graded Citizens Savings Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (10.2% capital ratio)
- Strongly profitable (ROA 1.38%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Citizens Savings Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (3)
- 102 E Main St, Le Grand, IA 50142
- 103 S Elm St, Gilman, IA 50106
- 2414 S 2nd St, Marshalltown, IA 50158
Are deposits at Citizens Savings Bank insured?
Yes. Citizens Savings Bank is an FDIC-insured bank (FDIC certificate #14785). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Citizens Savings Bank: frequently asked questions
Is Citizens Savings Bank a good bank?
Citizens Savings Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.2% capital ratio); Strongly profitable (ROA 1.38%).
Is Citizens Savings Bank FDIC-insured?
Yes. Citizens Savings Bank is a FDIC-insured bank (FDIC certificate #14785). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Citizens Savings Bank?
Citizens Savings Bank holds $77 million in total assets, ranking 32nd of 226 banks we track in Iowa. It operates 3 branches.
Does Citizens Savings Bank have CFPB complaints?
No CFPB complaints against Citizens Savings Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
