Skip to main content
bank

Hiawatha Bank And Trust Company

Hiawatha, IA · Est. 1997 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Hiawatha Bank And Trust Company is a bank based in Hiawatha, Iowa, established in 1997, with $157 million in total assets across 3 branches. By Trust Grade it ranks 72nd of 226 banks we track in Iowa. Its capital ratio of 10.2% is stronger than 50% of similarly sized banks, versus a Iowa median of 10.2%. It was profitable over the most recent period, with a 1.19% return on assets. No consumer complaints against Hiawatha Bank And Trust Company appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$156.7M
$100M–1B institution
Deposits
$132.4M
Branches
3
Capital ratio
10.2%
Top 50% of $100M–1B peers · Iowa median 10.2%
Return on assets
1.2%
Bottom 49% of $100M–1B peers · Iowa median 1.31%
Rank in Iowa
#72
of 226 banks

How Hiawatha Bank And Trust Company compares to Iowa peers

Capital ratio
Top 50% of $100M–1B peers
Hiawatha Bank
10.2%
Iowa median
10.2%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 49% of $100M–1B peers
Hiawatha Bank
1.2%
Iowa median
1.3%
Higher ROA = more profitable relative to asset base

How we graded Hiawatha Bank And Trust Company

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (10.2% capital ratio)
  • Strongly profitable (ROA 1.19%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Hiawatha Bank And Trust Company over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (3)

  • 116 Greene St, Walker, IA 52352
  • 901 Bank Ct, Center Point, IA 52213
  • 777 N Center Point Rd, Hiawatha, IA 52233

Are deposits at Hiawatha Bank And Trust Company insured?

Yes. Hiawatha Bank And Trust Company is an FDIC-insured bank (FDIC certificate #34488). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Hiawatha Bank And Trust Company: frequently asked questions

Is Hiawatha Bank And Trust Company a good bank?

Hiawatha Bank And Trust Company earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.2% capital ratio); Strongly profitable (ROA 1.19%).

Is Hiawatha Bank And Trust Company FDIC-insured?

Yes. Hiawatha Bank And Trust Company is a FDIC-insured bank (FDIC certificate #34488). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Hiawatha Bank And Trust Company?

Hiawatha Bank And Trust Company holds $157 million in total assets, ranking 72nd of 226 banks we track in Iowa. It operates 3 branches.

Does Hiawatha Bank And Trust Company have CFPB complaints?

No CFPB complaints against Hiawatha Bank And Trust Company appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

Farmers State Bank
bank · Algona, IA · $157M assets
Bank Plus
bank · Estherville, IA · $151M assets
Federation Bank
bank · Washington, IA · $151M assets
Readlyn Savings Bank
bank · Readlyn, IA · $150M assets
Farmers Trust & Savings Bank
bank · Earling, IA · $150M assets
Bridge Community Bank
bank · Mount Vernon, IA · $149M assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

From the Blog

View all guides →