Readlyn Savings Bank is a bank based in Readlyn, Iowa, established in 1904, with $150 million in total assets across 2 branches. By Trust Grade it ranks 104th of 226 banks we track in Iowa. Its capital ratio of 17.7% is stronger than 95% of similarly sized banks, versus a Iowa median of 10.2%. It was profitable over the most recent period, with a 1.81% return on assets. No consumer complaints against Readlyn Savings Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Readlyn Savings Bank compares to Iowa peers
How we graded Readlyn Savings Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (17.7% capital ratio)
- Strongly profitable (ROA 1.81%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Readlyn Savings Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (2)
- 312 S Main St, Tripoli, IA 50676
- 141 Main St, Readlyn, IA 50668
Are deposits at Readlyn Savings Bank insured?
Yes. Readlyn Savings Bank is an FDIC-insured bank (FDIC certificate #9300). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Readlyn Savings Bank: frequently asked questions
Is Readlyn Savings Bank a good bank?
Readlyn Savings Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (17.7% capital ratio); Strongly profitable (ROA 1.81%).
Is Readlyn Savings Bank FDIC-insured?
Yes. Readlyn Savings Bank is a FDIC-insured bank (FDIC certificate #9300). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Readlyn Savings Bank?
Readlyn Savings Bank holds $150 million in total assets, ranking 104th of 226 banks we track in Iowa. It operates 2 branches.
Does Readlyn Savings Bank have CFPB complaints?
No CFPB complaints against Readlyn Savings Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
