Denver Savings Bank is a bank based in Denver, Iowa, established in 1902, with $253 million in total assets across 2 branches. By Trust Grade it ranks 146th of 226 banks we track in Iowa. Its capital ratio of 10.0% trails most similarly sized banks (48th percentile), versus a Iowa median of 10.2%. It was profitable over the most recent period, with a 0.67% return on assets. No consumer complaints against Denver Savings Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Denver Savings Bank compares to Iowa peers
How we graded Denver Savings Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (10.0% capital ratio)
- Profitable (ROA 0.67%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Denver Savings Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (2)
- 1810 4th Street Sw, Waverly, IA 50677
- 121 S State St, Denver, IA 50622
Are deposits at Denver Savings Bank insured?
Yes. Denver Savings Bank is an FDIC-insured bank (FDIC certificate #12857). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Denver Savings Bank: frequently asked questions
Is Denver Savings Bank a good bank?
Denver Savings Bank earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (10.0% capital ratio); Profitable (ROA 0.67%).
Is Denver Savings Bank FDIC-insured?
Yes. Denver Savings Bank is a FDIC-insured bank (FDIC certificate #12857). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Denver Savings Bank?
Denver Savings Bank holds $253 million in total assets, ranking 146th of 226 banks we track in Iowa. It operates 2 branches.
Does Denver Savings Bank have CFPB complaints?
No CFPB complaints against Denver Savings Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
