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Citizens State Bank Of New Castle, Indiana

New Castle, IN · Est. 1873 · Website ↗
A
Trust Grade
Excellent
Score: 97/100

Citizens State Bank Of New Castle, Indiana is a bank based in New Castle, Indiana, established in 1873, with $896 million in total assets across 11 branches. By Trust Grade it ranks 31st of 89 banks we track in Indiana. Its capital ratio of 10.2% is stronger than 51% of similarly sized banks, versus a Indiana median of 9.6%. It was profitable over the most recent period, with a 0.95% return on assets. No consumer complaints against Citizens State Bank Of New Castle, Indiana appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$895.6M
$100M–1B institution
Deposits
$783.6M
Branches
11
Capital ratio
10.2%
Top 49% of $100M–1B peers · Indiana median 9.6%
Return on assets
1.0%
Bottom 35% of $100M–1B peers · Indiana median 1.05%
Rank in Indiana
#31
of 89 banks

How Citizens State Bank Of New Castle, Indiana compares to Indiana peers

Capital ratio
Top 49% of $100M–1B peers
Citizens State
10.2%
Indiana median
9.6%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 35% of $100M–1B peers
Citizens State
1.0%
Indiana median
1.1%
Higher ROA = more profitable relative to asset base

How we graded Citizens State Bank Of New Castle, Indiana

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
97/100
Customer experience
n/a
Overall
A · 97
  • Strongly capitalized (10.2% capital ratio)
  • Profitable (ROA 0.95%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Citizens State Bank Of New Castle, Indiana over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (11)

  • 1515 N Walnut St, Hartford City, IN 47348
  • 1726 S Memorial Dr, New Castle, IN 47362
  • 1302 Broad St, New Castle, IN 47362
  • 1802 N Main St, Rushville, IN 46173
  • 475 N Mccullum St, Knightstown, IN 46148
  • 204 W Oak St, Union City, IN 47390
  • 222 W Washington St, Hartford City, IN 47348
  • 129 S Pendleton Ave, Pendleton, IN 46064
  • 902 S Rangeline Rd, Carmel, IN 46032
  • 9 Municipal Dr, Fishers, IN 46038
  • 1238 Broad St, New Castle, IN 47362

Are deposits at Citizens State Bank Of New Castle, Indiana insured?

Yes. Citizens State Bank Of New Castle, Indiana is an FDIC-insured bank (FDIC certificate #13107). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Citizens State Bank Of New Castle, Indiana: frequently asked questions

Is Citizens State Bank Of New Castle, Indiana a good bank?

Citizens State Bank Of New Castle, Indiana earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (10.2% capital ratio); Profitable (ROA 0.95%).

Is Citizens State Bank Of New Castle, Indiana FDIC-insured?

Yes. Citizens State Bank Of New Castle, Indiana is a FDIC-insured bank (FDIC certificate #13107). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Citizens State Bank Of New Castle, Indiana?

Citizens State Bank Of New Castle, Indiana holds $896 million in total assets, ranking 31st of 89 banks we track in Indiana. It operates 11 branches.

Does Citizens State Bank Of New Castle, Indiana have CFPB complaints?

No CFPB complaints against Citizens State Bank Of New Castle, Indiana appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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