The Fountain Trust Company is a bank based in Covington, Indiana, established in 1903, with $855 million in total assets across 20 branches. By Trust Grade it ranks 23rd of 89 banks we track in Indiana. Its capital ratio of 11.0% is stronger than 63% of similarly sized banks, versus a Indiana median of 9.6%. It was profitable over the most recent period, with a 1.08% return on assets. No consumer complaints against The Fountain Trust Company appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How The Fountain Trust Company compares to Indiana peers
How we graded The Fountain Trust Company
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.0% capital ratio)
- Strongly profitable (ROA 1.08%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for The Fountain Trust Company over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (20)
- 309 S Prairie St, Brookston, IN 47923
- 110 E State St, Kingman, IN 47952
- 206 S Main St, Veedersburg, IN 47987
- 427 E Main St, Attica, IN 47918
- 110 E Washington St, Waynetown, IN 47990
- 811 N Creasy Ln, Lafayette, IN 47905
- 104 S Railroad St, Battle Ground, IN 47920
- 615 3rd St, Covington, IN 47932
- 1250 N Lincoln Rd, Rockville, IN 47872
- 1700 E Main St, Crawfordsville, IN 47933
- 902 N 6th St, Monticello, IN 47960
- 218 East Lincoln, Saint Joseph, IL 61873
- 214 E 2nd St, Veedersburg, IN 47987
- 302 Ferry St, Lafayette, IN 47901
- 101 Main St, Thomasboro, IL 61878
- 108 E State St, Potomac, IL 61865
- 106 N Monroe St, Williamsport, IN 47993
- 304 S Main St, Gifford, IL 61847
- 324 S Main St, Burnettsville, IN 47926
- 113 W Main St, Darlington, IN 47940
Are deposits at The Fountain Trust Company insured?
Yes. The Fountain Trust Company is an FDIC-insured bank (FDIC certificate #5768). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
The Fountain Trust Company: frequently asked questions
Is The Fountain Trust Company a good bank?
The Fountain Trust Company earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (11.0% capital ratio); Strongly profitable (ROA 1.08%).
Is The Fountain Trust Company FDIC-insured?
Yes. The Fountain Trust Company is a FDIC-insured bank (FDIC certificate #5768). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is The Fountain Trust Company?
The Fountain Trust Company holds $855 million in total assets, ranking 23rd of 89 banks we track in Indiana. It operates 20 branches.
Does The Fountain Trust Company have CFPB complaints?
No CFPB complaints against The Fountain Trust Company appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
