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Fowler State Bank

Fowler, IN · Est. 1931 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Fowler State Bank is a bank based in Fowler, Indiana, established in 1931, with $190 million in total assets across 3 branches. By Trust Grade it ranks 9th of 89 banks we track in Indiana. Its capital ratio of 15.0% is stronger than 89% of similarly sized banks, versus a Indiana median of 9.6%. It was profitable over the most recent period, with a 1.16% return on assets. No consumer complaints against Fowler State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$190.5M
$100M–1B institution
Deposits
$152.2M
Branches
3
Capital ratio
15.0%
Top 11% of $100M–1B peers · Indiana median 9.6%
Return on assets
1.2%
Bottom 47% of $100M–1B peers · Indiana median 1.05%
Rank in Indiana
#9
of 89 banks

How Fowler State Bank compares to Indiana peers

Capital ratio
Top 11% of $100M–1B peers
Fowler State
15.0%
Indiana median
9.6%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 47% of $100M–1B peers
Fowler State
1.2%
Indiana median
1.1%
Higher ROA = more profitable relative to asset base

How we graded Fowler State Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (15.0% capital ratio)
  • Strongly profitable (ROA 1.16%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Fowler State Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (3)

  • 300 E 5th St, Fowler, IN 47944
  • 510 State Road 28 E, Williamsport, IN 47993
  • 607 E Lincoln St, Kentland, IN 47951

Are deposits at Fowler State Bank insured?

Yes. Fowler State Bank is an FDIC-insured bank (FDIC certificate #1821). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Fowler State Bank: frequently asked questions

Is Fowler State Bank a good bank?

Fowler State Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (15.0% capital ratio); Strongly profitable (ROA 1.16%).

Is Fowler State Bank FDIC-insured?

Yes. Fowler State Bank is a FDIC-insured bank (FDIC certificate #1821). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Fowler State Bank?

Fowler State Bank holds $190 million in total assets, ranking 9th of 89 banks we track in Indiana. It operates 3 branches.

Does Fowler State Bank have CFPB complaints?

No CFPB complaints against Fowler State Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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