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First State Bank Of Porter

Porter, IN · Est. 1920 · Website ↗
A
Trust Grade
Excellent
Score: 97/100

First State Bank Of Porter is a bank based in Porter, Indiana, established in 1920, with $156 million in total assets across 3 branches. By Trust Grade it ranks 28th of 89 banks we track in Indiana. Its capital ratio of 14.4% is stronger than 87% of similarly sized banks, versus a Indiana median of 9.6%. It was profitable over the most recent period, with a 0.85% return on assets. No consumer complaints against First State Bank Of Porter appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$156.3M
$100M–1B institution
Deposits
$132.9M
Branches
3
Capital ratio
14.4%
Top 13% of $100M–1B peers · Indiana median 9.6%
Return on assets
0.8%
Bottom 29% of $100M–1B peers · Indiana median 1.05%
Rank in Indiana
#28
of 89 banks

How First State Bank Of Porter compares to Indiana peers

Capital ratio
Top 13% of $100M–1B peers
First State
14.4%
Indiana median
9.6%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 29% of $100M–1B peers
First State
0.8%
Indiana median
1.1%
Higher ROA = more profitable relative to asset base

How we graded First State Bank Of Porter

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
97/100
Customer experience
n/a
Overall
A · 97
  • Strongly capitalized (14.4% capital ratio)
  • Profitable (ROA 0.85%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for First State Bank Of Porter over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (3)

  • 4136 W Dunes Hwy, Pines, IN 46360
  • 429 N Calumet Rd, Chesterton, IN 46304
  • 230 Lincoln St, Porter, IN 46304

Are deposits at First State Bank Of Porter insured?

Yes. First State Bank Of Porter is an FDIC-insured bank (FDIC certificate #12836). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

First State Bank Of Porter: frequently asked questions

Is First State Bank Of Porter a good bank?

First State Bank Of Porter earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (14.4% capital ratio); Profitable (ROA 0.85%).

Is First State Bank Of Porter FDIC-insured?

Yes. First State Bank Of Porter is a FDIC-insured bank (FDIC certificate #12836). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is First State Bank Of Porter?

First State Bank Of Porter holds $156 million in total assets, ranking 28th of 89 banks we track in Indiana. It operates 3 branches.

Does First State Bank Of Porter have CFPB complaints?

No CFPB complaints against First State Bank Of Porter appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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