First Bank Of Berne is a bank based in Berne, Indiana, established in 1891, with $1.1 billion in total assets across 7 branches. By Trust Grade it ranks 81st of 89 banks we track in Indiana. Its capital ratio of 6.6% trails most similarly sized banks (3th percentile), versus a Indiana median of 9.6%. It was profitable over the most recent period, with a 2.12% return on assets. No consumer complaints against First Bank Of Berne appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How First Bank Of Berne compares to Indiana peers
How we graded First Bank Of Berne
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (6.6% capital ratio)
- Strongly profitable (ROA 2.12%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for First Bank Of Berne over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (7)
- 1105 Us Highway 27 N, Berne, IN 46711
- 1111 S 13th St, Decatur, IN 46733
- 404 N Main St, Bluffton, IN 46714
- 185 Industrial Dr, Portland, IN 47371
- 915 W Main St, Peru, IN 46970
- 102 Christopher Xing, Van Wert, OH 45891
- 222 Heritage Trl, Berne, IN 46711
Are deposits at First Bank Of Berne insured?
Yes. First Bank Of Berne is an FDIC-insured bank (FDIC certificate #9288). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
First Bank Of Berne: frequently asked questions
Is First Bank Of Berne a good bank?
First Bank Of Berne earns a Bankzia Trust Grade of B (85/100, "Strong"), based on a financial-strength score of 85/100 (it has no CFPB complaints on record). Well-capitalized (6.6% capital ratio); Strongly profitable (ROA 2.12%).
Is First Bank Of Berne FDIC-insured?
Yes. First Bank Of Berne is a FDIC-insured bank (FDIC certificate #9288). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is First Bank Of Berne?
First Bank Of Berne holds $1.1 billion in total assets, ranking 81st of 89 banks we track in Indiana. It operates 7 branches.
Does First Bank Of Berne have CFPB complaints?
No CFPB complaints against First Bank Of Berne appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
