The First Trust And Savings Bank Of Watseka, Illinois is a bank based in Watseka, Illinois, established in 1909, with $333 million in total assets across 2 branches. By Trust Grade it ranks 18th of 328 banks we track in Illinois. Its capital ratio of 14.9% is stronger than 89% of similarly sized banks, versus a Illinois median of 10.3%. It was profitable over the most recent period, with a 1.69% return on assets. No consumer complaints against The First Trust And Savings Bank Of Watseka, Illinois appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How The First Trust And Savings Bank Of Watseka, Illinois compares to Illinois peers
How we graded The First Trust And Savings Bank Of Watseka, Illinois
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (14.9% capital ratio)
- Strongly profitable (ROA 1.69%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for The First Trust And Savings Bank Of Watseka, Illinois over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (2)
- 145 E 5th Ave, Clifton, IL 60927
- 120 E Walnut St, Watseka, IL 60970
Are deposits at The First Trust And Savings Bank Of Watseka, Illinois insured?
Yes. The First Trust And Savings Bank Of Watseka, Illinois is an FDIC-insured bank (FDIC certificate #10831). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
The First Trust And Savings Bank Of Watseka, Illinois: frequently asked questions
Is The First Trust And Savings Bank Of Watseka, Illinois a good bank?
The First Trust And Savings Bank Of Watseka, Illinois earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (14.9% capital ratio); Strongly profitable (ROA 1.69%).
Is The First Trust And Savings Bank Of Watseka, Illinois FDIC-insured?
Yes. The First Trust And Savings Bank Of Watseka, Illinois is a FDIC-insured bank (FDIC certificate #10831). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is The First Trust And Savings Bank Of Watseka, Illinois?
The First Trust And Savings Bank Of Watseka, Illinois holds $333 million in total assets, ranking 18th of 328 banks we track in Illinois. It operates 2 branches.
Does The First Trust And Savings Bank Of Watseka, Illinois have CFPB complaints?
No CFPB complaints against The First Trust And Savings Bank Of Watseka, Illinois appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
