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Buena Vista National Bank

Chester, IL · Est. 1905 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Buena Vista National Bank is a bank based in Chester, Illinois, established in 1905, with $336 million in total assets across 8 branches. By Trust Grade it ranks 20th of 328 banks we track in Illinois. Its capital ratio of 10.8% is stronger than 60% of similarly sized banks, versus a Illinois median of 10.3%. It was profitable over the most recent period, with a 1.51% return on assets. No consumer complaints against Buena Vista National Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$336.5M
$100M–1B institution
Deposits
$287.2M
Branches
8
Capital ratio
10.8%
Top 40% of $100M–1B peers · Illinois median 10.3%
Return on assets
1.5%
Top 32% of $100M–1B peers · Illinois median 1.1%
Rank in Illinois
#20
of 328 banks

How Buena Vista National Bank compares to Illinois peers

Capital ratio
Top 40% of $100M–1B peers
Buena Vista
10.8%
Illinois median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Top 32% of $100M–1B peers
Buena Vista
1.5%
Illinois median
1.1%
Higher ROA = more profitable relative to asset base

How we graded Buena Vista National Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (10.8% capital ratio)
  • Strongly profitable (ROA 1.51%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Buena Vista National Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (8)

  • 450 E Main St, Warrensburg, IL 62573
  • 800 Chester Center, Chester, IL 62233
  • 1320 W Market St, Red Bud, IL 62278
  • 1414 S Main St, Red Bud, IL 62278
  • 3795 N Woodford St, Decatur, IL 62526
  • 1309 Swanwick St, Chester, IL 62233
  • 501 Market St, Evansville, IL 62242
  • 219 Market St, Prairie Du Rocher, IL 62277

Are deposits at Buena Vista National Bank insured?

Yes. Buena Vista National Bank is an FDIC-insured bank (FDIC certificate #10844). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Buena Vista National Bank: frequently asked questions

Is Buena Vista National Bank a good bank?

Buena Vista National Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.8% capital ratio); Strongly profitable (ROA 1.51%).

Is Buena Vista National Bank FDIC-insured?

Yes. Buena Vista National Bank is a FDIC-insured bank (FDIC certificate #10844). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Buena Vista National Bank?

Buena Vista National Bank holds $336 million in total assets, ranking 20th of 328 banks we track in Illinois. It operates 8 branches.

Does Buena Vista National Bank have CFPB complaints?

No CFPB complaints against Buena Vista National Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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