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First Community Bank Of Moultrie County

Sullivan, IL · Est. 1905 · Website ↗
B
Trust Grade
Strong
Score: 88/100

First Community Bank Of Moultrie County is a bank based in Sullivan, Illinois, established in 1905, with $124 million in total assets across 3 branches. By Trust Grade it ranks 283rd of 328 banks we track in Illinois. Its capital ratio of 7.2% trails most similarly sized banks (8th percentile), versus a Illinois median of 10.3%. It was profitable over the most recent period, with a 1.22% return on assets. No consumer complaints against First Community Bank Of Moultrie County appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$123.7M
$100M–1B institution
Deposits
$113.8M
Branches
3
Capital ratio
7.2%
Bottom 8% of $100M–1B peers · Illinois median 10.3%
Return on assets
1.2%
Top 48% of $100M–1B peers · Illinois median 1.1%
Rank in Illinois
#283
of 328 banks

How First Community Bank Of Moultrie County compares to Illinois peers

Capital ratio
Bottom 8% of $100M–1B peers
First Community
7.2%
Illinois median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Top 48% of $100M–1B peers
First Community
1.2%
Illinois median
1.1%
Higher ROA = more profitable relative to asset base

How we graded First Community Bank Of Moultrie County

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
88/100
Customer experience
n/a
Overall
B · 88
  • Well-capitalized (7.2% capital ratio)
  • Strongly profitable (ROA 1.22%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for First Community Bank Of Moultrie County over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (3)

  • 503 S Hamilton St, Sullivan, IL 61951
  • 1 S Main St, Sullivan, IL 61951
  • 102 W State St, Lovington, IL 61937

Are deposits at First Community Bank Of Moultrie County insured?

Yes. First Community Bank Of Moultrie County is an FDIC-insured bank (FDIC certificate #3745). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

First Community Bank Of Moultrie County: frequently asked questions

Is First Community Bank Of Moultrie County a good bank?

First Community Bank Of Moultrie County earns a Bankzia Trust Grade of B (88/100, "Strong"), based on a financial-strength score of 88/100 (it has no CFPB complaints on record). Well-capitalized (7.2% capital ratio); Strongly profitable (ROA 1.22%).

Is First Community Bank Of Moultrie County FDIC-insured?

Yes. First Community Bank Of Moultrie County is a FDIC-insured bank (FDIC certificate #3745). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is First Community Bank Of Moultrie County?

First Community Bank Of Moultrie County holds $124 million in total assets, ranking 283rd of 328 banks we track in Illinois. It operates 3 branches.

Does First Community Bank Of Moultrie County have CFPB complaints?

No CFPB complaints against First Community Bank Of Moultrie County appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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