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The State Bank Of Geneva

Geneva, IL · Est. 1903 · Website ↗
A
Trust Grade
Excellent
Score: 96/100

The State Bank Of Geneva is a bank based in Geneva, Illinois, established in 1903, with $124 million in total assets across 1 branch. By Trust Grade it ranks 170th of 328 banks we track in Illinois. Its capital ratio of 10.3% is stronger than 52% of similarly sized banks, versus a Illinois median of 10.3%. It was profitable over the most recent period, with a 0.76% return on assets. No consumer complaints against The State Bank Of Geneva appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$124.5M
$100M–1B institution
Deposits
$108.3M
Branches
1
Capital ratio
10.3%
Top 48% of $100M–1B peers · Illinois median 10.3%
Return on assets
0.8%
Bottom 24% of $100M–1B peers · Illinois median 1.1%
Rank in Illinois
#170
of 328 banks

How The State Bank Of Geneva compares to Illinois peers

Capital ratio
Top 48% of $100M–1B peers
The State
10.3%
Illinois median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 24% of $100M–1B peers
The State
0.8%
Illinois median
1.1%
Higher ROA = more profitable relative to asset base

How we graded The State Bank Of Geneva

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
96/100
Customer experience
n/a
Overall
A · 96
  • Strongly capitalized (10.3% capital ratio)
  • Profitable (ROA 0.76%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for The State Bank Of Geneva over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 22 S 4th St, Geneva, IL 60134

Are deposits at The State Bank Of Geneva insured?

Yes. The State Bank Of Geneva is an FDIC-insured bank (FDIC certificate #925). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

The State Bank Of Geneva: frequently asked questions

Is The State Bank Of Geneva a good bank?

The State Bank Of Geneva earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (10.3% capital ratio); Profitable (ROA 0.76%).

Is The State Bank Of Geneva FDIC-insured?

Yes. The State Bank Of Geneva is a FDIC-insured bank (FDIC certificate #925). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is The State Bank Of Geneva?

The State Bank Of Geneva holds $124 million in total assets, ranking 170th of 328 banks we track in Illinois. It operates 1 branch.

Does The State Bank Of Geneva have CFPB complaints?

No CFPB complaints against The State Bank Of Geneva appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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