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Bmo Harris Central National Association

Roselle, IL · Est. 2005 · Website ↗
A
Trust Grade
Excellent
Score: 95/100

Bmo Harris Central National Association is a bank based in Roselle, Illinois, established in 2005, with $8 million in total assets across 1 branch. By Trust Grade it ranks 199th of 328 banks we track in Illinois. Its capital ratio of 87.3% is stronger than 99% of similarly sized banks, versus a Illinois median of 10.3%. It was profitable over the most recent period, with a 0.58% return on assets. No consumer complaints against Bmo Harris Central National Association appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$8.2M
<$100M institution
Deposits
$1.0M
Branches
1
Capital ratio
87.3%
Top 1% of <$100M peers · Illinois median 10.3%
Return on assets
0.6%
Bottom 34% of <$100M peers · Illinois median 1.1%
Rank in Illinois
#199
of 328 banks

How Bmo Harris Central National Association compares to Illinois peers

Capital ratio
Top 1% of <$100M peers
Bmo Harris
87.3%
Illinois median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 34% of <$100M peers
Bmo Harris
0.6%
Illinois median
1.1%
Higher ROA = more profitable relative to asset base

How we graded Bmo Harris Central National Association

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
95/100
Customer experience
n/a
Overall
A · 95
  • Strongly capitalized (87.3% capital ratio)
  • Profitable (ROA 0.58%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Bmo Harris Central National Association over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 110 E Irving Park Rd, Roselle, IL 60172

Are deposits at Bmo Harris Central National Association insured?

Yes. Bmo Harris Central National Association is an FDIC-insured bank (FDIC certificate #58216). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Bmo Harris Central National Association: frequently asked questions

Is Bmo Harris Central National Association a good bank?

Bmo Harris Central National Association earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (87.3% capital ratio); Profitable (ROA 0.58%).

Is Bmo Harris Central National Association FDIC-insured?

Yes. Bmo Harris Central National Association is a FDIC-insured bank (FDIC certificate #58216). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Bmo Harris Central National Association?

Bmo Harris Central National Association holds $8 million in total assets, ranking 199th of 328 banks we track in Illinois. It operates 1 branch.

Does Bmo Harris Central National Association have CFPB complaints?

No CFPB complaints against Bmo Harris Central National Association appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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