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Sainte Marie State Bank

Sainte Marie, IL · Est. 1900
A
Trust Grade
Excellent
Score: 97/100

Sainte Marie State Bank is a bank based in Sainte Marie, Illinois, established in 1900, with $21 million in total assets across 4 branches. By Trust Grade it ranks 127th of 328 banks we track in Illinois. Its capital ratio of 17.7% is stronger than 81% of similarly sized banks, versus a Illinois median of 10.3%. It was profitable over the most recent period, with a 0.91% return on assets. No consumer complaints against Sainte Marie State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$20.7M
<$100M institution
Deposits
$16.9M
Branches
4
Capital ratio
17.7%
Top 19% of <$100M peers · Illinois median 10.3%
Return on assets
0.9%
Bottom 48% of <$100M peers · Illinois median 1.1%
Rank in Illinois
#127
of 328 banks

How Sainte Marie State Bank compares to Illinois peers

Capital ratio
Top 19% of <$100M peers
Sainte Marie
17.7%
Illinois median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 48% of <$100M peers
Sainte Marie
0.9%
Illinois median
1.1%
Higher ROA = more profitable relative to asset base

How we graded Sainte Marie State Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
97/100
Customer experience
n/a
Overall
A · 97
  • Strongly capitalized (17.7% capital ratio)
  • Profitable (ROA 0.91%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Sainte Marie State Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (4)

  • 301 N Main St, Sweetwater, TN 37874
  • 301 N Main St, Sweetwater, TN 37874
  • 301 N Main St, Sweetwater, TN 37874
  • 103 North Main Street, Sainte Marie, IL 62459

Are deposits at Sainte Marie State Bank insured?

Yes. Sainte Marie State Bank is an FDIC-insured bank (FDIC certificate #12086). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Sainte Marie State Bank: frequently asked questions

Is Sainte Marie State Bank a good bank?

Sainte Marie State Bank earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (17.7% capital ratio); Profitable (ROA 0.91%).

Is Sainte Marie State Bank FDIC-insured?

Yes. Sainte Marie State Bank is a FDIC-insured bank (FDIC certificate #12086). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Sainte Marie State Bank?

Sainte Marie State Bank holds $21 million in total assets, ranking 127th of 328 banks we track in Illinois. It operates 4 branches.

Does Sainte Marie State Bank have CFPB complaints?

No CFPB complaints against Sainte Marie State Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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