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Farmers National Bank

Prophetstown, IL · Est. 1902 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Farmers National Bank is a bank based in Prophetstown, Illinois, established in 1902, with $914 million in total assets across 4 branches. By Trust Grade it ranks 96th of 328 banks we track in Illinois. Its capital ratio of 13.7% is stronger than 84% of similarly sized banks, versus a Illinois median of 10.3%. It was profitable over the most recent period, with a 1.07% return on assets. No consumer complaints against Farmers National Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$913.9M
$100M–1B institution
Deposits
$638.8M
Branches
4
Capital ratio
13.7%
Top 16% of $100M–1B peers · Illinois median 10.3%
Return on assets
1.1%
Bottom 43% of $100M–1B peers · Illinois median 1.1%
Rank in Illinois
#96
of 328 banks

How Farmers National Bank compares to Illinois peers

Capital ratio
Top 16% of $100M–1B peers
Farmers National
13.7%
Illinois median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 43% of $100M–1B peers
Farmers National
1.1%
Illinois median
1.1%
Higher ROA = more profitable relative to asset base

How we graded Farmers National Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (13.7% capital ratio)
  • Strongly profitable (ROA 1.07%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Farmers National Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (4)

  • 700 Us Highway 6 E, Geneseo, IL 61254
  • 114 W 3rd St, Prophetstown, IL 61277
  • 1100 E Lincolnway, Morrison, IL 61270
  • 642 South East Street, Mount Carroll, IL 61053

Are deposits at Farmers National Bank insured?

Yes. Farmers National Bank is an FDIC-insured bank (FDIC certificate #3732). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Farmers National Bank: frequently asked questions

Is Farmers National Bank a good bank?

Farmers National Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (13.7% capital ratio); Strongly profitable (ROA 1.07%).

Is Farmers National Bank FDIC-insured?

Yes. Farmers National Bank is a FDIC-insured bank (FDIC certificate #3732). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Farmers National Bank?

Farmers National Bank holds $914 million in total assets, ranking 96th of 328 banks we track in Illinois. It operates 4 branches.

Does Farmers National Bank have CFPB complaints?

No CFPB complaints against Farmers National Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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