Resource Bank, National Association is a bank based in Dekalb, Illinois, established in 1901, with $865 million in total assets across 15 branches. By Trust Grade it ranks 282nd of 328 banks we track in Illinois. Its capital ratio of 7.3% trails most similarly sized banks (9th percentile), versus a Illinois median of 10.3%. It was profitable over the most recent period, with a 1.27% return on assets. No consumer complaints against Resource Bank, National Association appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Resource Bank, National Association compares to Illinois peers
How we graded Resource Bank, National Association
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (7.3% capital ratio)
- Strongly profitable (ROA 1.27%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Resource Bank, National Association over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (15)
- 10 W North Ave, Cortland, IL 60112
- 201 State Route 38, Malta, IL 60150
- 280 E Lincoln Ave, Hinckley, IL 60520
- 310 S Highway 23, Genoa, IL 60135
- 555 Bethany Rd, Dekalb, IL 60115
- 351 N Main St, Sycamore, IL 60178
- 775 S Annie Glidden Rd, Dekalb, IL 60115
- 102 Indian Rd, Shabbona, IL 60550
- 605 E Market St, Somonauk, IL 60552
- 135 W Oak Knoll Dr, Hampshire, IL 60140
- 205 N Main St, Leland, IL 60531
- 2276 E Us Route 52, Serena, IL 60549
- 414 W Main St, Kirkland, IL 60146
- 2s101 Harter Rd, Kaneville, IL 60144
- 613 S Ottawa St, Earlville, IL 60518
Are deposits at Resource Bank, National Association insured?
Yes. Resource Bank, National Association is an FDIC-insured bank (FDIC certificate #3701). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Resource Bank, National Association: frequently asked questions
Is Resource Bank, National Association a good bank?
Resource Bank, National Association earns a Bankzia Trust Grade of B (88/100, "Strong"), based on a financial-strength score of 88/100 (it has no CFPB complaints on record). Well-capitalized (7.3% capital ratio); Strongly profitable (ROA 1.27%).
Is Resource Bank, National Association FDIC-insured?
Yes. Resource Bank, National Association is a FDIC-insured bank (FDIC certificate #3701). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Resource Bank, National Association?
Resource Bank, National Association holds $865 million in total assets, ranking 282nd of 328 banks we track in Illinois. It operates 15 branches.
Does Resource Bank, National Association have CFPB complaints?
No CFPB complaints against Resource Bank, National Association appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
