Bank Of Pontiac is a bank based in Pontiac, Illinois, established in 1947, with $1.2 billion in total assets across 14 branches. By Trust Grade it ranks 47th of 328 banks we track in Illinois. Its capital ratio of 11.4% is stronger than 69% of similarly sized banks, versus a Illinois median of 10.3%. It was profitable over the most recent period, with a 1.42% return on assets. No consumer complaints against Bank Of Pontiac appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Bank Of Pontiac compares to Illinois peers
How we graded Bank Of Pontiac
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.4% capital ratio)
- Strongly profitable (ROA 1.42%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Bank Of Pontiac over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (14)
- 200 S Waupansie St, Odell, IL 60460
- 300 W Washington St, Pontiac, IL 61764
- 101 E Oak St, Fairbury, IL 61739
- 201 E Chippewa St, Dwight, IL 60420
- 301 S Locust St, Delavan, IL 61734
- 1703 West Reynolds Street, Pontiac, IL 61764
- 500 S Center St, Forrest, IL 61741
- 116 S Pine St, Piper City, IL 60959
- 4001 General Electric Rd, Bloomington, IL 61704
- 104 E Locust St, Fairbury, IL 61739
- 85 S Broadway St, Coal City, IL 60416
- 101 S Main Ave, Minier, IL 61759
- 100 East Main Street, Melvin, IL 60952
- 101 N Taft St, Paxton, IL 60957
Are deposits at Bank Of Pontiac insured?
Yes. Bank Of Pontiac is an FDIC-insured bank (FDIC certificate #16982). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Bank Of Pontiac: frequently asked questions
Is Bank Of Pontiac a good bank?
Bank Of Pontiac earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (11.4% capital ratio); Strongly profitable (ROA 1.42%).
Is Bank Of Pontiac FDIC-insured?
Yes. Bank Of Pontiac is a FDIC-insured bank (FDIC certificate #16982). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Bank Of Pontiac?
Bank Of Pontiac holds $1.2 billion in total assets, ranking 47th of 328 banks we track in Illinois. It operates 14 branches.
Does Bank Of Pontiac have CFPB complaints?
No CFPB complaints against Bank Of Pontiac appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
