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Belmont Bank & Trust Company

Chicago, IL · Est. 2006 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Belmont Bank & Trust Company is a bank based in Chicago, Illinois, established in 2006, with $1.0 billion in total assets across 5 branches. By Trust Grade it ranks 113th of 328 banks we track in Illinois. Its capital ratio of 10.6% is stronger than 56% of similarly sized banks, versus a Illinois median of 10.3%. It was profitable over the most recent period, with a 1.44% return on assets. No consumer complaints against Belmont Bank & Trust Company appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$1.0B
$1B–10B institution
Deposits
$904.7M
Branches
5
Capital ratio
10.6%
Top 44% of $1B–10B peers · Illinois median 10.3%
Return on assets
1.4%
Top 34% of $1B–10B peers · Illinois median 1.1%
Rank in Illinois
#113
of 328 banks

How Belmont Bank & Trust Company compares to Illinois peers

Capital ratio
Top 44% of $1B–10B peers
Belmont Bank
10.6%
Illinois median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Top 34% of $1B–10B peers
Belmont Bank
1.4%
Illinois median
1.1%
Higher ROA = more profitable relative to asset base

How we graded Belmont Bank & Trust Company

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (10.6% capital ratio)
  • Strongly profitable (ROA 1.44%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Belmont Bank & Trust Company over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (5)

  • 8250 W Belmont Ave, Chicago, IL 60634
  • 121 W Wacker Dr, Chicago, IL 60601
  • 1958 W Division St, Chicago, IL 60622
  • 2020 Ponce De Leon Blvd, Coral Gables, FL 33134
  • 1038 West Madison Street, Chicago, IL 60607

Are deposits at Belmont Bank & Trust Company insured?

Yes. Belmont Bank & Trust Company is an FDIC-insured bank (FDIC certificate #58165). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Belmont Bank & Trust Company: frequently asked questions

Is Belmont Bank & Trust Company a good bank?

Belmont Bank & Trust Company earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.6% capital ratio); Strongly profitable (ROA 1.44%).

Is Belmont Bank & Trust Company FDIC-insured?

Yes. Belmont Bank & Trust Company is a FDIC-insured bank (FDIC certificate #58165). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Belmont Bank & Trust Company?

Belmont Bank & Trust Company holds $1.0 billion in total assets, ranking 113th of 328 banks we track in Illinois. It operates 5 branches.

Does Belmont Bank & Trust Company have CFPB complaints?

No CFPB complaints against Belmont Bank & Trust Company appear in our data over the analysis window, which is typical for a bank of this size.

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International Bank Of Chicago
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First National Bank Of Waterloo
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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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