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The First National Bank Of Okawville

Okawville, IL · Est. 1920 · Website ↗
A
Trust Grade
Excellent
Score: 94/100

The First National Bank Of Okawville is a bank based in Okawville, Illinois, established in 1920, with $71 million in total assets across 1 branch. By Trust Grade it ranks 219th of 328 banks we track in Illinois. Its capital ratio of 10.3% trails most similarly sized banks (33th percentile), versus a Illinois median of 10.3%. It was profitable over the most recent period, with a 0.52% return on assets. No consumer complaints against The First National Bank Of Okawville appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$71.4M
<$100M institution
Deposits
$63.7M
Branches
1
Capital ratio
10.3%
Bottom 33% of <$100M peers · Illinois median 10.3%
Return on assets
0.5%
Bottom 31% of <$100M peers · Illinois median 1.1%
Rank in Illinois
#219
of 328 banks

How The First National Bank Of Okawville compares to Illinois peers

Capital ratio
Bottom 33% of <$100M peers
The First
10.3%
Illinois median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 31% of <$100M peers
The First
0.5%
Illinois median
1.1%
Higher ROA = more profitable relative to asset base

How we graded The First National Bank Of Okawville

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
94/100
Customer experience
n/a
Overall
A · 94
  • Strongly capitalized (10.3% capital ratio)
  • Profitable (ROA 0.52%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for The First National Bank Of Okawville over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 203 E Walnut St, Okawville, IL 62271

Are deposits at The First National Bank Of Okawville insured?

Yes. The First National Bank Of Okawville is an FDIC-insured bank (FDIC certificate #3826). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

The First National Bank Of Okawville: frequently asked questions

Is The First National Bank Of Okawville a good bank?

The First National Bank Of Okawville earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Strongly capitalized (10.3% capital ratio); Profitable (ROA 0.52%).

Is The First National Bank Of Okawville FDIC-insured?

Yes. The First National Bank Of Okawville is a FDIC-insured bank (FDIC certificate #3826). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is The First National Bank Of Okawville?

The First National Bank Of Okawville holds $71 million in total assets, ranking 219th of 328 banks we track in Illinois. It operates 1 branch.

Does The First National Bank Of Okawville have CFPB complaints?

No CFPB complaints against The First National Bank Of Okawville appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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