Midland Community Bank is a bank based in Kincaid, Illinois, established in 1968, with $69 million in total assets across 2 branches. By Trust Grade it ranks 57th of 328 banks we track in Illinois. Its capital ratio of 17.1% is stronger than 79% of similarly sized banks, versus a Illinois median of 10.3%. It was profitable over the most recent period, with a 1.71% return on assets. No consumer complaints against Midland Community Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Midland Community Bank compares to Illinois peers
How we graded Midland Community Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (17.1% capital ratio)
- Strongly profitable (ROA 1.71%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Midland Community Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (2)
- 112 Market St, Kincaid, IL 62540
- 1149 E 1500 North Rd, Taylorville, IL 62568
Are deposits at Midland Community Bank insured?
Yes. Midland Community Bank is an FDIC-insured bank (FDIC certificate #19796). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Midland Community Bank: frequently asked questions
Is Midland Community Bank a good bank?
Midland Community Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (17.1% capital ratio); Strongly profitable (ROA 1.71%).
Is Midland Community Bank FDIC-insured?
Yes. Midland Community Bank is a FDIC-insured bank (FDIC certificate #19796). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Midland Community Bank?
Midland Community Bank holds $69 million in total assets, ranking 57th of 328 banks we track in Illinois. It operates 2 branches.
Does Midland Community Bank have CFPB complaints?
No CFPB complaints against Midland Community Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
