Bank Of O'Fallon is a bank based in O'Fallon, Illinois, established in 1960, with $377 million in total assets across 2 branches. By Trust Grade it ranks 50th of 328 banks we track in Illinois. Its capital ratio of 13.5% is stronger than 83% of similarly sized banks, versus a Illinois median of 10.3%. It was profitable over the most recent period, with a 1.82% return on assets. No consumer complaints against Bank Of O'Fallon appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Bank Of O'Fallon compares to Illinois peers
How we graded Bank Of O'Fallon
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (13.5% capital ratio)
- Strongly profitable (ROA 1.82%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Bank Of O'Fallon over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (2)
- 901 S Lincoln Ave, O'Fallon, IL 62269
- 901 S Lincoln Ave, O'Fallon, IL 62269
Are deposits at Bank Of O'Fallon insured?
Yes. Bank Of O'Fallon is an FDIC-insured bank (FDIC certificate #18171). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Bank Of O'Fallon: frequently asked questions
Is Bank Of O'Fallon a good bank?
Bank Of O'Fallon earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (13.5% capital ratio); Strongly profitable (ROA 1.82%).
Is Bank Of O'Fallon FDIC-insured?
Yes. Bank Of O'Fallon is a FDIC-insured bank (FDIC certificate #18171). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Bank Of O'Fallon?
Bank Of O'Fallon holds $377 million in total assets, ranking 50th of 328 banks we track in Illinois. It operates 2 branches.
Does Bank Of O'Fallon have CFPB complaints?
No CFPB complaints against Bank Of O'Fallon appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
